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21 Franklin Avenue

21 Franklin Avenue, Oswego, NY 13126
Property in Oswego
Sold Aug 06, 2018
$125,000
$118,750 by State Employees Fcu
Mortgage Due Sep 01, 2048
21 Franklin Avenue in Oswego, NY was first built in 1960 and is 64 years old. Although, the building on the property was most recently renovated and altered in 1970. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 21 Franklin Avenue has 1,824 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 800 ft and the linear feet between the front and back of the lot is 2,979. In total, the area measurement of the land is 25,700 square feet.

Learn more about the property and building on this page. There is a patio. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 308 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 21 Franklin Avenue sold most recently in Jul 28, 2018 for a total of $125,000. If you work out the math, that's approximately a cost of $68.53 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,617 in taxes each year. 21 Franklin Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $126,200. If we break it down further, the land itself was valued at $19,500. Improvements to the property, however, were assessed at a total of $106,700. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1970
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 308
  • Parking Space Count: 1
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 25,700
  • Lot Size Depth Feet: 2,979
  • Lot Size Frontage Feet: 800
  • Total Building Area: 1,824
  • Building Area: 1,824
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,824
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.59
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 4 014-005-000

Ownership

  • Current Owner : MORGAN EILEEN M
  • Current Owner 2: MORGAN KEVIN F
  • Previous Owner : SMITH LLOYD E
  • Previous Owner 2: SMITH ALICIA L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oswego City School District
  • School Tax School District: OSWEGO
  • Census Tract: 021401

Zoning

  • Zoning: 01 - NOT Z

Geography

  • District: 354200
  • Section: 127.19
  • Parcel: 354200 127.19-04-10
  • Block: 4
  • Lot: 10.000
  • Municipality: OSWEGO
  • Latitude: 43.4497
  • Longitude: -76.5387

    Address

  • Full Address: 21 Franklin Ave
  • Address - House Number: 21
  • Address - Street Name: Franklin
  • Address - Suffix Type: Ave
  • State: NY
  • City Name: Oswego
  • Carrier Code: C014
  • 4-Digit Zip Code: 1755
  • Zip Code: 13126

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,617
  • Tax Rate Code Area: 351200

    Appraisal Valuation

  • Standard Deviation: 0.2438
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 51
  • Final Value: 175,094
  • High Value: 217,782
  • Low Value: 132,405

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $124,098
  • First Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • First Open Lien Mortgage Recording Date: Aug 06, 2018
  • First Open Lien Mortgage Loan Amount: $118,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2048
  • Second Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • Second Open Lien Mortgage Recording Date: Apr 23, 2020
  • Second Open Lien Mortgage Loan Amount: $5,348
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: May 01, 2050

    Market Valuation

  • Market Total Value: $182,899
  • Market Land Value: $28,261
  • Market Improvement Value: $154,638

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $126,200
  • Assessed Land Value: $19,500
  • Assessed Improvements Value: $106,700

    Sales

  • Current Sale Contract Date: Jul 28, 2018
  • Current Sale Recording Date: Aug 06, 2018
  • Current Sale Transaction ID: 11492453035
  • Current Sale Price: $125,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R-2018-007433

    Last Sale Mortgage

  • First Mortgage Lender: STATE EMPLOYEES FCU
  • First Mortgage Transaction Date: Aug 06, 2018
  • First Mortgage Loan Amount: $118,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2048

About Oswego



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$2,300 /mo

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25 Kennedy Avenue, Oswego-City, NY, 13126 Listing by Mark Gilbo

Frequently Asked Questions

What neighborhood is 21 Franklin Avenue located in?
The 21 Franklin Avenue is a located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 21 Franklin Avenue?
The average sales price for units in 21 Franklin Avenue is $0 currently.

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