21 Choctaw Ridge Road

Local assessors in Somerville, NJ have categorized 21 Choctaw Ridge Road as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 5,662 square feet. If we look only at the heated or air conditioned part of the building, then 21 Choctaw Ridge Road has a total of 1,732 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The property was last sold in Jul 20, 2020 for $370,000. That's $213.63 per sqft. Prior to that sales transaction, the property was also sold in Nov 20, 2013 for $322,500. 21 Choctaw Ridge Road was last assessed in 2023. The total value of the property was assessed at $423,100. Specifically, the land the property is located on was valued at $125,600. While improvements on the property were assessed at a total of $297,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,916. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.