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209 Stone Street

209 Stone Street, Oxford, AL 36203
House in Calhoun
Sold Sep 06, 2019
$99,900
$98,090 by Fairway Independent Mtg Corp
Mortgage Due Oct 01, 2049
Sold Jul 31, 2012
$8,500,000
$8,075,000 by Compass Bank
Mortgage Due Nov 01, 2042
209 Stone Street has been categorized by the local assessors in Oxford, AL as a residential type of property. The building on the property was first built in 1957 and is 67 years old. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 209 Stone Street has 1,307 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 28,314 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as poor. From what we've gathered, the quality of these control joints have been graded with a letter grade of D+ by the local assessor. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 209 Stone Street sold most recently in Sep 5, 2019 for a total of $99,900. If you work out the math, that's approximately a cost of $71.41 per sqft. Before that, the property was also sold for $8,500,000 in Jul 30, 2012. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $504 in taxes each year. 209 Stone Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $11,670. If we break it down further, the land itself was valued at $2,500. Improvements to the property, however, were assessed at a total of $9,170. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1957
  • Total Rooms: 6
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 4
  • Building Condition: Poor
  • Building Quality: D+
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 28,314
  • Total Building Area: 1,399
  • Gross Building Area: 1,399
  • Building Area: 1,399
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,307
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: REAVES SUBDIVISION
  • Land Acres: 0.65
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: SEC 35 TSP 16S RNG 07E REAVES SUB BLK 1 LOTS 73 THRU 80OXFORD AL

Ownership

  • Current Owner : WILSON BRANDICE M SWAIN
  • Previous Owner : KISER MARANDA RAY
  • Previous Owner 2: KISER DUSTIN A
  • Owner Before Previous Owner: PETTUS WANDA JEAN BURKE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Calhoun County School District
  • Census Tract: 001202

Geography

  • Parcel: 22-07-35-0-002-008.000
  • Block: 1
  • Lot: 73-80
  • Meridian: SEC 35 TWN 16S RNG 07E
  • Latitude: 33.5987
  • Longitude: -85.8727

    Address

  • Full Address: 209 Stone St
  • Address - House Number: 209
  • Address - Street Name: Stone
  • Address - Suffix Type: St
  • State: AL
  • City Name: Oxford
  • Carrier Code: R020
  • 4-Digit Zip Code: 4026
  • Zip Code: 36203

Valuation

    Tax

  • Total Area: 1,466
  • Tax Year: 2023
  • Tax Amount: $504
  • Tax Rate Code Area: 24

    Appraisal Valuation

  • Standard Deviation: 0.2551
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 63
  • Final Value: 163,177
  • High Value: 204,808
  • Low Value: 121,546

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $98,090
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MTG CORP
  • First Open Lien Mortgage Recording Date: Sep 06, 2019
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $98,090
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2049

    Market Valuation

  • Market Total Value: $116,700
  • Market Land Value: $25,000
  • Market Improvement Value: $91,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $11,670
  • Assessed Land Value: $2,500
  • Assessed Improvements Value: $9,170

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 05, 2019
  • Current Sale Recording Date: Sep 06, 2019
  • Current Sale Transaction ID: 11643923088
  • Current Sale Price: $99,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3253-0914
  • Previous Sale Recording Date: Jul 31, 2012
  • Previous Sale Contract Date: Jul 30, 2012
  • Previous Sale Amount: $8,500,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MTG CORP
  • First Mortgage Transaction Date: Sep 06, 2019
  • First Mortgage Loan Amount: $98,090
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2049

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: COMPASS BANK
  • Previous Mortgage Transaction Date: Jul 31, 2012
  • Previous Mortgage Loan Amount: $8,075,000
  • Previous Mortgage Term: 363
  • Previous Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Previous Mortgage Loan Due Date: Nov 01, 2042

About Oxford



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 209 Stone Street located in?
The 209 Stone Street is a house located in the neighborhood of Calhoun in Oxford, Oxford.
What is the average sales price for listings in 209 Stone Street?
The average sales price for units in 209 Stone Street is $99,900 currently.

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