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209 Spanish Main

209 Spanish Main, Spanish Fort, AL 36527
House in Baldwin
Sold Feb 27, 2020
$110,000
$104,500 by Regions Bank
Mortgage Due Mar 01, 2035
Local assessors in Spanish Fort, AL have categorized 209 Spanish Main as a residential type of property. The home was built in 1979 and is 45 years old. The property's lot size has been calculated to be 26,661 square feet. The linear feet between the front and back of the lot was measured at 2,971 ft and the front of the lot was measured at 898 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 209 Spanish Main has a total of 2,288 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is poor. The building has a gable or hip style roof that was made of shingle (not wood). Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Feb 3, 2020 for $110,000. That's $48.08 per sqft. 209 Spanish Main was last assessed in 2022. The total value of the property was assessed at $25,180. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $861. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 26,661
  • Lot Size Depth Feet: 2,971
  • Lot Size Frontage Feet: 898
  • Total Building Area: 2,288
  • Building Area: 2,288
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,288
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPANISH FORT ESTATES 2ND ADDN
  • Land Acres: 0.612
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: 89.8 X 297.1 IRR LOT 6 SPANISH FORT ESTATES 2 ADDN MP5 PG45 GRANT 38-T4S-R2E LYING IN THE CITY OF SPANISH FORT (ST

Ownership

  • Current Owner : SWISHER NOELLE
  • Current Owner 2: SWISHER KALIE
  • Previous Owner : GORAM BONITA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Baldwin County School District
  • Census Tract: 010707

Geography

  • Account Number: 364442
  • Parcel: 32-09-38-0-001-091
  • Block: U-2
  • Lot: 6
  • Municipality: SPANISH FORT
  • Latitude: 30.673
  • Longitude: -87.915

    Address

  • Full Address: 209 Spanish Main
  • Address - House Number: 209
  • Address - Street Name: Spanish Main
  • State: AL
  • City Name: Spanish Fort
  • Carrier Code: R020
  • 4-Digit Zip Code: 3041
  • Zip Code: 36527

Valuation

    Tax

  • Total Area: 3,446
  • Tax Year: 2022
  • Tax Amount: $861
  • Tax Rate Code Area: 144

    Appraisal Valuation

  • Standard Deviation: 0.2589
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 63
  • Final Value: 350,990
  • High Value: 441,895
  • Low Value: 260,085

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $104,500
  • First Open Lien Mortgage Lender: REGIONS BANK
  • First Open Lien Mortgage Recording Date: Feb 27, 2020
  • First Open Lien Mortgage Loan Amount: $104,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2035

    Market Valuation

  • Market Total Value: $251,700
  • Market Land Value: $32,000
  • Market Improvement Value: $219,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $25,180

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 03, 2020
  • Current Sale Recording Date: Feb 27, 2020
  • Current Sale Transaction ID: 11741683956
  • Current Sale Price: $110,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1813747

    Last Sale Mortgage

  • First Mortgage Lender: REGIONS BANK
  • First Mortgage Transaction Date: Feb 27, 2020
  • First Mortgage Loan Amount: $104,500
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2035

About Spanish Fort



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Frequently Asked Questions

What neighborhood is 209 Spanish Main located in?
The 209 Spanish Main is a house located in the neighborhood of Baldwin in Spanish Fort, Spanish Fort.
What is the average sales price for listings in 209 Spanish Main?
The average sales price for units in 209 Spanish Main is $0 currently.

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