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209 North Clay Street

209 North Clay Street, Coldwater, MI 49036
Property in Coldwater
Sold Nov 23, 2021
$221,000
$216,997 by Honor Cu
Mortgage Due Dec 01, 2051
Sold Mar 10, 2020
$176,000
$176,000 by Ruoff Mortgage Company Inc
Mortgage Due Apr 01, 2050
Local assessors in Coldwater, MI have categorized 209 North Clay Street as a residential type of property. The property's lot size has been calculated to be 19,602 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 209 North Clay Street sold most recently in Nov 4, 2021 for a total of $221,000. Before that, the property was also sold for $176,000 in Mar 5, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,791 in taxes each year. 209 North Clay Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $105,650. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 19,602
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.45
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BEG ON W LI OF CLAY ST 12 RD N OF SE COR SCHOOL LOT 31 TH W 12 RD TH N 6 RDTH E 12 RD TH S TO BEG

Ownership

  • Current Owner : METZ MATTHEW DEAN
  • Current Owner 2: METZ KRISTIE
  • Previous Owner : HERBERT JOHN D
  • Previous Owner 2: HERBERT HEATHER
  • Owner Before Previous Owner: SCHROLL JOHN R
  • Owner Before Previous Owner 2: SCHROLL FMTR ILA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Coldwater Community Schools
  • School Tax School District: COLDWATER
  • Census Tract: 951500

Geography

  • District: 300
  • Parcel: 303-000-000-505-00
  • Lot: 31
  • Municipality: COLDWATER CITY
  • Latitude: 41.9479
  • Longitude: -85.0058

    Address

  • Full Address: 209 N Clay St
  • Address - House Number: 209
  • Street Direction: N
  • Address - Street Name: Clay
  • Address - Suffix Type: St
  • State: MI
  • City Name: Coldwater
  • Carrier Code: C002
  • 4-Digit Zip Code: 1331
  • Zip Code: 49036

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,791
  • Tax Rate Code Area: 300

    Appraisal Valuation

  • Standard Deviation: 0.2599
  • Valuation Date: Jun 07, 2023
  • Confidence Score: 63
  • Final Value: 252,615
  • High Value: 318,279
  • Low Value: 186,951

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $216,997
  • First Open Lien Mortgage Lender: HONOR CU
  • First Open Lien Mortgage Recording Date: Nov 23, 2021
  • First Open Lien Mortgage Loan Amount: $216,997
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $211,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $105,650

    Sales

  • Current Sale Contract Date: Nov 04, 2021
  • Current Sale Recording Date: Nov 23, 2021
  • Current Sale Transaction ID: 11869677363
  • Current Sale Price: $221,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-08711
  • Previous Sale Recording Date: Mar 10, 2020
  • Previous Sale Contract Date: Mar 05, 2020
  • Previous Sale Amount: $176,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HONOR CU
  • First Mortgage Transaction Date: Nov 23, 2021
  • First Mortgage Loan Amount: $216,997
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • Previous Mortgage Transaction Date: Mar 10, 2020
  • Previous Mortgage Loan Amount: $176,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Apr 01, 2050

About Coldwater



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Frequently Asked Questions

What neighborhood is 209 North Clay Street located in?
The 209 North Clay Street is a located in the neighborhood of Coldwater in Coldwater, Coldwater.
What is the average sales price for listings in 209 North Clay Street?
The average sales price for units in 209 North Clay Street is $0 currently.

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