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20802 Decora Drive

20802 Decora Drive, Cornelius, NC 28031
House in Mecklenburg
Sold Feb 11, 2020
$425,000
$321,600 by Union Home Mortgage Corp
Mortgage Due Aug 01, 2036
Sold Sep 29, 2005
$295,000
$120,000 by Everbank
Mortgage Due Oct 01, 2035
20802 Decora Drive has been categorized by the local assessors in Cornelius, NC as a residential type of property. The building on the property was first built in 1998 and is 26 years old. The home has a total of 4 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 20802 Decora Drive has 2,388 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 27,138 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a unknown style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 495 sqft. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of A by the local assessor. The building has a hip style roof made of asphalt. The exterior walls of the building are made of brick. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Feb 11, 2020 for $425,000. That's $177.97 per sqft. Prior to that sales transaction, the property was also sold in Sep 28, 2005 for $295,000. 20802 Decora Drive was last assessed in 2023. The total value of the property was assessed at $647,800. Specifically, the land the property is located on was valued at $190,000. While improvements on the property were assessed at a total of $457,800. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,570. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Garage Parking
Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: A
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 495
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 27,138
  • Total Building Area: 2,388
  • Gross Building Area: 2,388
  • Building Area: 2,388
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,388
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HERON HARBOR MAP 01
  • Land Acres: 0.623
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L1 M26-698

Ownership

  • Current Owner : NICHOLS DAVID C
  • Current Owner 2: NICHOLS JEANNE L
  • Previous Owner : ORIA NATALE J D
  • Owner Before Previous Owner: JONES HIMAN
  • Owner Before Previous Owner 2: JONES MARYANN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CORNELIUS
  • Census Tract: 006216

Zoning

  • Zoning: GR

Geography

  • Assessors Map Reference: 001-74
  • District: 3
  • Parcel: 001-742-36
  • Block: 2
  • Lot: 1
  • Municipality: CORNELIUS
  • Latitude: 35.4955
  • Longitude: -80.8809

    Address

  • Full Address: 20802 Decora Dr
  • Address - House Number: 20802
  • Address - Street Name: Decora
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Cornelius
  • Carrier Code: R010
  • 4-Digit Zip Code: 6654
  • Zip Code: 28031

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,570
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.1812
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 638,018
  • High Value: 753,631
  • Low Value: 522,404

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $321,600
  • First Open Lien Mortgage Lender: UNION HOME MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Aug 04, 2021
  • First Open Lien Mortgage Loan Amount: $321,600
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2036

    Market Valuation

  • Market Total Value: $647,800
  • Market Land Value: $190,000
  • Market Improvement Value: $457,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $647,800
  • Assessed Land Value: $190,000
  • Assessed Improvements Value: $457,800

    Sales

  • Current Sale Contract Date: Feb 11, 2020
  • Current Sale Recording Date: Feb 11, 2020
  • Current Sale Transaction ID: 11724634085
  • Current Sale Price: $425,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020019408
  • Previous Sale Recording Date: Sep 29, 2005
  • Previous Sale Contract Date: Sep 28, 2005
  • Previous Sale Amount: $295,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Feb 11, 2020
  • First Mortgage Loan Amount: $340,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: EVERBANK
  • Previous Mortgage Transaction Date: Sep 29, 2005
  • Previous Mortgage Loan Amount: $120,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Oct 01, 2035

About Cornelius



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Frequently Asked Questions

What neighborhood is 20802 Decora Drive located in?
The 20802 Decora Drive is a house located in the neighborhood of Mecklenburg in Cornelius, Cornelius.
What is the average sales price for listings in 20802 Decora Drive?
The average sales price for units in 20802 Decora Drive is $0 currently.

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