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207 28th Street Southeast

207 28th Street Southeast, Charleston, WV 25304
Property in South Ruffner
Sold Mar 16, 2018
$210,000
$206,196 by Potomac Mortgage Group Inc
Mortgage
Sold Dec 08, 2015
$210,000
$196,377 by Victorian Finance Llc
Mortgage
Local assessors in Charleston, WV have categorized 207 28th Street Southeast as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 7,667 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 505 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 207 28th Street Southeast has a total of 1,678 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 400 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Feb 28, 2018 for $210,000. That's $125.15 per sqft. Prior to that sales transaction, the property was also sold in Dec 4, 2015 for $210,000. 207 28th Street Southeast was last assessed in 2023. The total value of the property was assessed at $100,860. Specifically, the land the property is located on was valued at $36,360. While improvements on the property were assessed at a total of $64,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,623. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Quality: C+
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 400
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,667
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 505
  • Total Building Area: 1,678
  • Building Area: 1,678
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,678
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SOUTH RUFFNER PARK
  • Land Acres: 0.176
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 20 60 FT LT 21 BK C 28TH ST SO RUFFNER 207

Ownership

  • Current Owner : HULL BRIAN D
  • Previous Owner : MATRAS KIMBERLY A
  • Owner Before Previous Owner: MCFARLAND DANNY D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Kanawha County School District
  • Census Tract: 001500

Geography

  • Account Number: 06070921
  • District: 13
  • Parcel: 20-13- 19-0066.0000
  • Block: 20
  • Lot: 20,21
  • Municipality: KANAWHA CITY
  • Latitude: 38.3309
  • Longitude: -81.61

    Address

  • Full Address: 207 28th St Se
  • Address - House Number: 207
  • Street Segment Direction: SE
  • Address - Street Name: 28th
  • Address - Suffix Type: St
  • State: WV
  • City Name: Charleston
  • Carrier Code: C001
  • 4-Digit Zip Code: 1144
  • Zip Code: 25304

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,623

    Appraisal Valuation

  • Standard Deviation: 0.1229
  • Valuation Date: Oct 04, 2023
  • Confidence Score: 75
  • Final Value: 204,924
  • High Value: 230,124
  • Low Value: 179,723

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $206,196
  • First Open Lien Mortgage Lender: POTOMAC MORTGAGE GROUP INC
  • First Open Lien Mortgage Recording Date: Mar 16, 2018
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $206,196
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Market Valuation

  • Market Total Value: $168,100
  • Market Land Value: $60,600
  • Market Improvement Value: $107,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $100,860
  • Assessed Land Value: $36,360
  • Assessed Improvements Value: $64,500

    Sales

  • Current Sale Contract Date: Feb 28, 2018
  • Current Sale Recording Date: Mar 16, 2018
  • Current Sale Transaction ID: 11460220468
  • Current Sale Price: $210,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2995223
  • Previous Sale Recording Date: Dec 08, 2015
  • Previous Sale Contract Date: Dec 04, 2015
  • Previous Sale Amount: $210,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: POTOMAC MORTGAGE GROUP INC
  • First Mortgage Transaction Date: Mar 16, 2018
  • First Mortgage Loan Amount: $206,196
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: VICTORIAN FINANCE LLC
  • Previous Mortgage Transaction Date: Dec 08, 2015
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $196,377
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

About South Ruffner



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Frequently Asked Questions

What neighborhood is 207 28th Street Southeast located in?
The 207 28th Street Southeast is a located in the neighborhood of South Ruffner in South Ruffner, Charleston.
What is the average sales price for listings in 207 28th Street Southeast?
The average sales price for units in 207 28th Street Southeast is $0 currently.

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