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205 Spickert Knob Road

205 Spickert Knob Road, New Albany, IN 47150
House in New Albany
Sold Jun 30, 2020
$246,400
$197,125 by L & N Fcu
Mortgage Due Jul 01, 2050
205 Spickert Knob Road in New Albany, IN was first built in 1955 and is 69 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 205 Spickert Knob Road has 1,936 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,600 sqft and has been categorized as a full basement. In total, the area measurement of the land is 108,900 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a mixed used garage. The garage is 968 sqft. There are a total of 4 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as average. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 205 Spickert Knob Road was last sold in Jun 15, 2020 for $246,400. According to our calculations, that's $127.27 per sqft. Current property owners are expected to pay $2,747 in taxes per year. The property on 205 Spickert Knob Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $236,900. To break that down further, the land itself was valued at $58,200. While improvements to the property were assessed at a total of $178,700. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1955
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Masonry
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 1,600
  • Garage Type: Mixed use
  • Garage Square Area: 968
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 108,900
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,936
  • Building Area: 1,936
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,936
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 2.5
  • Standard Land Use Code: Single family residential
  • Legal Description 1: N 1/2 NW 1/4 22-2-6 2.AC / N 1/2 NW 1/4 22-2-6 .5 AC. #008-42220-29

Ownership

  • Current Owner : KEAN JAMES G
  • Previous Owner : NELSON ALAN RAY
  • Previous Owner 2: NELSON DONNA M
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: New Albany-Floyd County Consolidated Schools
  • Census Tract: 071007

Geography

  • Assessors Map Reference: 05-02-2N2-008
  • Account Number: 0084222028
  • District: 0005
  • Section: 22
  • Parcel: 22-05-02-200-473.000-008
  • Municipality: NEW ALBANY TOWNSHIP
  • Latitude: 38.3255
  • Longitude: -85.84

    Address

  • Full Address: 205 Spickert Knob Rd
  • Address - House Number: 205
  • Address - Street Name: Spickert Knob
  • Address - Suffix Type: Rd
  • State: IN
  • City Name: New Albany
  • Carrier Code: C023
  • 4-Digit Zip Code: 4241
  • Zip Code: 47150

Valuation

    Tax

  • Total Area: 3,536
  • Tax Year: 2023
  • Tax Amount: $2,747
  • Tax Rate Code Area: 8:NEW ALBA

    Appraisal Valuation

  • Standard Deviation: 0.1993
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 73
  • Final Value: 310,668
  • High Value: 372,592
  • Low Value: 248,745

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $227,125
  • First Open Lien Mortgage Lender: L & N FCU
  • First Open Lien Mortgage Recording Date: Jun 30, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $197,125
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050
  • Second Open Lien Mortgage Lender: L& N FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: May 02, 2022
  • Second Open Lien Mortgage Loan Amount: $30,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Apr 23, 2042

    Market Valuation

  • Market Total Value: $236,900
  • Market Land Value: $58,200
  • Market Improvement Value: $178,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $236,900
  • Assessed Land Value: $58,200
  • Assessed Improvements Value: $178,700

    Sales

  • Current Sale Contract Date: Jun 15, 2020
  • Current Sale Recording Date: Jun 30, 2020
  • Current Sale Transaction ID: 11774984339
  • Current Sale Price: $246,400
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202008822

    Last Sale Mortgage

  • First Mortgage Lender: L & N FCU
  • First Mortgage Transaction Date: Jun 30, 2020
  • First Mortgage Loan Amount: $197,125
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

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Frequently Asked Questions

What neighborhood is 205 Spickert Knob Road located in?
The 205 Spickert Knob Road is a house located in the neighborhood of New Albany in New Albany, New Albany.
What is the average sales price for listings in 205 Spickert Knob Road?
The average sales price for units in 205 Spickert Knob Road is $0 currently.

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