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205 Mac Gregor Road

205 Mac Gregor Road, Lockport, IL 60441
Property in Lockport
Sold Oct 22, 2015
$147,000
$132,300 by Midwest Equity Mortgage Llc
Mortgage Due Nov 01, 2045
Sold Jul 16, 2015
$76,000
Local assessors in Lockport, IL have categorized 205 Mac Gregor Road as a residential type of property. The home was built in 1958 and is 66 years old. The property's lot size has been calculated to be 7,920 square feet. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 205 Mac Gregor Road has a total of 912 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 396 sqft. The property was last sold in Oct 7, 2015 for $147,000. That's $112.39 per sqft. Prior to that sales transaction, the property was also sold in May 19, 2015 for $76,000. 205 Mac Gregor Road was last assessed in 2022. The total value of the property was assessed at $56,448. Specifically, the land the property is located on was valued at $21,937. While improvements on the property were assessed at a total of $34,511. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,084. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 1958
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 396
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,920
  • Total Building Area: 1,308
  • Building Area: 912
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 912
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BONNIE BRAE UNIT #1
  • Land Acres: 0.18
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 37 THE N 2.50 FT OF LOT 38 IN BLK 5, IN BONNIE BRAE UNIT 1, BEING A SUB OF PRT OF THE S1/2 OF SEC. 13, T36N-R10E.

Ownership

  • Current Owner : KNIERIM MICHELLE
  • Current Owner 2: DYKEMA MATTHEW
  • Previous Owner : CONNELLY JOSEPH
  • Owner Before Previous Owner: HSBC BANK USA NATIONAL ASSOCIATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lockport Township High School District 205
  • Census Tract: 880502

Geography

  • Parcel: 11-04-13-311-043
  • Block: 5
  • Lot: 37
  • Meridian: SEC 13 TWN 36N RNG 10E
  • Municipality: LOCKPORT
  • Latitude: 41.5991
  • Longitude: -88.0358

    Address

  • Full Address: 205 Macgregor Rd
  • Legal Unit: 1
  • Address - House Number: 205
  • Address - Street Name: Macgregor
  • Address - Suffix Type: Rd
  • State: IL
  • City Name: Lockport
  • Carrier Code: C009
  • 4-Digit Zip Code: 2713
  • Zip Code: 60441

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,084
  • Tax Rate Code Area: 1122

    Appraisal Valuation

  • Standard Deviation: 0.1419
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 83
  • Final Value: 218,580
  • High Value: 249,611
  • Low Value: 187,548

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $132,300
  • First Open Lien Mortgage Lender: MIDWEST EQUITY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 22, 2015
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $132,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2045

    Market Valuation

  • Market Total Value: $169,344
  • Market Land Value: $65,811
  • Market Improvement Value: $103,533

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $56,448
  • Assessed Land Value: $21,937
  • Assessed Improvements Value: $34,511

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 07, 2015
  • Current Sale Recording Date: Oct 22, 2015
  • Current Sale Transaction ID: 1346942141
  • Current Sale Price: $147,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2015090898
  • Previous Sale Recording Date: Jul 16, 2015
  • Previous Sale Contract Date: May 19, 2015
  • Previous Sale Amount: $76,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MIDWEST EQUITY MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 22, 2015
  • First Mortgage Loan Amount: $132,300
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2045

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Lockport



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Frequently Asked Questions

What neighborhood is 205 Mac Gregor Road located in?
The 205 Mac Gregor Road is a located in the neighborhood of Lockport in Lockport, Lockport.
What is the average sales price for listings in 205 Mac Gregor Road?
The average sales price for units in 205 Mac Gregor Road is $0 currently.

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