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205 Clifford Street

205 Clifford Street, New Bedford, MA 02745
Property in New Bedford
Sold Sep 09, 2022
$300,000
$294,566 by United Wholesale Mortgage
Mortgage Due Sep 09, 2052
Sold Jan 13, 2017
$189,000
$185,576 by Fairway Independent Mortgage C
Mortgage Due Jan 13, 2047
205 Clifford Street has been categorized by the local assessors in New Bedford, MA as a residential type of property. The building on the property was first built in 1910 and is 114 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 205 Clifford Street has 1,050 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 6,517 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a cottage style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing baseboard heaters and being fueled with gas. The property was last sold in Sep 9, 2022 for $300,000. That's $285.71 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $189,000. 205 Clifford Street was last assessed in 2024. The total value of the property was assessed at $296,800. Specifically, the land the property is located on was valued at $112,700. While improvements on the property were assessed at a total of $184,100. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,562. The initial tax year of delinquency was in 2023. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Off Street Parking
Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Cottage
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 696
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,517
  • Total Building Area: 1,050
  • Gross Building Area: 2,050
  • Building Area: 1,050
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Baseboard
  • Heated Square Feet: 1,050
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.15
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : FERRER ROXANNE
  • Current Owner 2: FERRER MICHAEL
  • Previous Owner : HORTA ANA R
  • Owner Before Previous Owner: SILVA MILTON F
  • Owner Before Previous Owner 2: CAMARA AMANDA M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: New Bedford School District
  • Census Tract: 650500

Zoning

  • Zoning: RB

Geography

  • Account Number: 15980
  • Parcel: NEWB M:0109 L:0264
  • Lot: 264
  • Municipality: NEW BEDFORD
  • Latitude: 41.6719
  • Longitude: -70.933

    Address

  • Full Address: 205 Clifford St
  • Address - House Number: 205
  • Address - Street Name: Clifford
  • Address - Suffix Type: St
  • State: MA
  • City Name: New Bedford
  • Carrier Code: C014
  • 4-Digit Zip Code: 5332
  • Zip Code: 02745

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,562
  • Intital Tax Deliquent Year: 2023

    Appraisal Valuation

  • Standard Deviation: 0.1985
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 73
  • Final Value: 372,271
  • High Value: 446,181
  • Low Value: 298,361

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $294,566
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Sep 09, 2022
  • First Open Lien Mortgage Loan Amount: $294,566
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 09, 2052

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $296,800
  • Assessed Land Value: $112,700
  • Assessed Improvements Value: $184,100

    Sales

  • Current Sale Contract Date: Sep 09, 2022
  • Current Sale Recording Date: Sep 09, 2022
  • Current Sale Transaction ID: 11895920365
  • Current Sale Price: $300,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 20420
  • Previous Sale Recording Date: Jan 13, 2017
  • Previous Sale Amount: $189,000
  • Previous Sale Document Type: Quit Claim Deed (arm's length)

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Sep 09, 2022
  • First Mortgage Loan Amount: $294,566
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • Previous Mortgage Transaction Date: Jan 13, 2017
  • Previous Mortgage Loan Amount: $185,576
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 13, 2047

About New Bedford



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Frequently Asked Questions

What neighborhood is 205 Clifford Street located in?
The 205 Clifford Street is a located in the neighborhood of New Bedford in New Bedford, New Bedford.
What is the average sales price for listings in 205 Clifford Street?
The average sales price for units in 205 Clifford Street is $0 currently.

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