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205 Bernice Street

205 Bernice Street, Rochester, NY 14615
Property in Maplewood
Sold Dec 31, 2009
$71,000
$114,000 by Citizens Bank Na
Mortgage Due Mar 01, 2051
Sold Dec 22, 2006
$61,900
$61,414 by Hsbc Mortgage Corporation Usa
Mortgage Due Jan 01, 2037
205 Bernice Street has been categorized by the local assessors in Rochester, NY as a residential type of property. The building on the property was first built in 1949 and is 75 years old. The home has a total of 5 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 205 Bernice Street has 816 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,200 ft and across the front of the lot is 550 ft. The area measurement of the land has been determined as 6,600 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 294 sqft. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of wood. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 205 Bernice Street was last sold in Dec 30, 2009 for $71,000. According to our calculations, that's $87.01 per sqft. Prior to that sales transaction, the property was sold for $61,900 in Dec 21, 2006. Current property owners are expected to pay $1,199 in taxes per year. The property on 205 Bernice Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $79,700. To break that down further, the land itself was valued at $8,400. While improvements to the property were assessed at a total of $71,300. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 294
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,600
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 550
  • Total Building Area: 816
  • Building Area: 816
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 816
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MUNICIPAL SUBDIVISION 1 45
  • Land Acres: 0.151
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 0018.00 201 10 00000 5 MUNICIPAL SUB NO 1

Ownership

  • Current Owner : MCCAFFREY RICHARD L
  • Previous Owner : MCCAFFREY RICHARD L
  • Owner Before Previous Owner: PLATT CAROL R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rochester City School District
  • School Tax School District: ROCHESTER
  • Census Tract: 001800

Zoning

  • Zoning: 11

Geography

  • Account Number: 010843-01.0
  • District: 261400
  • Section: 75.730
  • Parcel: 261400 075.73-1-90
  • Block: 1
  • Lot: 90.000
  • Municipality: ROCHESTER
  • Latitude: 43.2069
  • Longitude: -77.6442

    Address

  • Full Address: 205 Bernice St
  • Address - House Number: 205
  • Address - Street Name: Bernice
  • Address - Suffix Type: St
  • State: NY
  • City Name: Rochester
  • Carrier Code: C016
  • 4-Digit Zip Code: 2205
  • Zip Code: 14615

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,199
  • Tax Rate Code Area: 261400

    Appraisal Valuation

  • Standard Deviation: 0.2462
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 65
  • Final Value: 144,500
  • High Value: 180,079
  • Low Value: 108,922

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $117,000
  • First Open Lien Mortgage Lender: CITIZENS BANK NA
  • First Open Lien Mortgage Recording Date: Mar 02, 2021
  • First Open Lien Mortgage Loan Amount: $114,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2051
  • Second Open Lien Mortgage Lender: CITY OF ROCHESTER
  • Second Open Lien Mortgage Recording Date: Mar 02, 2021
  • Second Open Lien Mortgage Loan Amount: $3,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Mar 02, 2051

    Market Valuation

  • Market Total Value: $96,024
  • Market Land Value: $10,120
  • Market Improvement Value: $85,904

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $79,700
  • Assessed Land Value: $8,400
  • Assessed Improvements Value: $71,300

    Sales

  • Current Sale Contract Date: Dec 30, 2009
  • Current Sale Recording Date: Dec 31, 2009
  • Current Sale Transaction ID: 1194360448
  • Current Sale Price: $71,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 200912310434
  • Previous Sale Recording Date: Dec 22, 2006
  • Previous Sale Contract Date: Dec 21, 2006
  • Previous Sale Amount: $61,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Dec 31, 2009
  • First Mortgage Loan Amount: $69,714
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2040

    Previous Mortgages

  • Previous Mortgage Lender: HSBC MORTGAGE CORPORATION USA
  • Previous Mortgage Transaction Date: Dec 22, 2006
  • Previous Mortgage Loan Amount: $61,414
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2037

About Maplewood



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Frequently Asked Questions

What neighborhood is 205 Bernice Street located in?
The 205 Bernice Street is a located in the neighborhood of Maplewood in Maplewood, Rochester.
What is the average sales price for listings in 205 Bernice Street?
The average sales price for units in 205 Bernice Street is $0 currently.

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