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20492 Torre Del Lago Street

20492 Torre Del Lago Street, Estero, FL 33928
Sold Jul 06, 2022
$960,000
$520,000 by Bremer Bank Na
Mortgage Due Aug 01, 2052
Sold Jan 27, 2021
$577,500
$377,500 by Summit Mortgage Corp
Mortgage Due Feb 01, 2036
20492 Torre Del Lago Street in Estero, FL was first built in 2006 and is 18 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 20492 Torre Del Lago Street has 3,895 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,106 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a cathedral style roof made of concrete. For those who need parking, there is a attached garage. The garage is 610 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The condition of the building has been evaluated as good. The exterior walls of the home are made of concrete block. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with electricity. The property was last sold in Jul 1, 2022 for $960,000. That's $159.97 per sqft. Prior to that sales transaction, the property was also sold in Jan 22, 2021 for $577,500. 20492 Torre Del Lago Street was last assessed in 2023. The total value of the property was assessed at $618,334. Specifically, the land the property is located on was valued at $133,926. While improvements on the property were assessed at a total of $455,792. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $9,494. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Block Exterior
Stucco Exterior

Driveway

Driveway

Parking

Attached Garage
Open Parking
Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Building Count: 1
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Good
  • Building Quality: C+
  • Building Style: Colonial
  • Exterior Walls Type: Concrete block
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Cathedral
  • Roof Cover Type: Concrete
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 610
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 10,106
  • Total Building Area: 6,001
  • Gross Building Area: 6,001
  • Building Area: 3,895
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 3,895
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BELLA TERRA
  • Land Acres: 0.232
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 36

Ownership

  • Current Owner : JOSEPH R SILVA REVOCABLE TRUST
  • Previous Owner : PELKA JAKUB P
  • Previous Owner 2: PELKA KATARZYNA
  • Owner Before Previous Owner: DRUCKER PAUL M
  • Ownership Rights Codes: Revocable Trust
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Lee County School District
  • Census Tract: 050311

Zoning

  • Zoning: RPD

Geography

  • Assessors Map Reference: 28
  • Account Number: 10500363
  • Subdivision Tract Number: E3
  • Parcel: 29-46-26-E3-0200B.0360
  • Block: B
  • Lot: 36
  • Meridian: SEC 29 TWN 46S RNG 26E
  • Municipality: VILLAGE OF ESTERO ESTERO FIR
  • Latitude: 26.4422
  • Longitude: -81.7309

    Address

  • Full Address: 20492 Torre Del Lago St
  • Legal Unit: 2
  • Address - House Number: 20492
  • Address - Street Name: Torre Del Lago
  • Address - Suffix Type: St
  • State: FL
  • City Name: Estero
  • Carrier Code: R061
  • 4-Digit Zip Code: 6315
  • Zip Code: 33928

Valuation

    Tax

  • Total Area: 4,046
  • Tax Year: 2023
  • Tax Amount: $9,494
  • Tax Rate Code Area: 316

    Appraisal Valuation

  • Standard Deviation: 0.206
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 72
  • Final Value: 936,263
  • High Value: 1,129,187
  • Low Value: 743,340

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $520,000
  • First Open Lien Mortgage Lender: BREMER BANK NA
  • First Open Lien Mortgage Recording Date: Jul 06, 2022
  • First Open Lien Mortgage Loan Amount: $520,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2052

    Market Valuation

  • Market Total Value: $618,334
  • Market Land Value: $133,926
  • Market Improvement Value: $455,792

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $618,334
  • Assessed Land Value: $133,926
  • Assessed Improvements Value: $455,792

    Sales

  • Current Sale Contract Date: Jul 01, 2022
  • Current Sale Recording Date: Jul 06, 2022
  • Current Sale Transaction ID: 11891639347
  • Current Sale Price: $960,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 222902
  • Previous Sale Recording Date: Jan 27, 2021
  • Previous Sale Contract Date: Jan 22, 2021
  • Previous Sale Amount: $577,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BREMER BANK NA
  • First Mortgage Transaction Date: Jul 06, 2022
  • First Mortgage Loan Amount: $520,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: SUMMIT MORTGAGE CORP
  • Previous Mortgage Transaction Date: Jan 27, 2021
  • Previous Mortgage Loan Amount: $377,500
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2036

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Frequently Asked Questions

What neighborhood is 20492 Torre Del Lago Street located in?
The 20492 Torre Del Lago Street is a house located in the neighborhood of Bonita Springs in Lee, Estero.
What is the average sales price for listings in 20492 Torre Del Lago Street?
The average sales price for units in 20492 Torre Del Lago Street is $0 currently.

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