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204 Howe Street

204 Howe Street, Belmont, NC 28012
Property in Gaston
Sold Feb 14, 2020
$230,000
$164,000 by Pnc Bank Na
Mortgage Due Mar 01, 2050
Sold Oct 12, 2016
$168,000
$164,957 by Movement Mortgage
Mortgage Due Nov 01, 2046
Local assessors in Belmont, NC have categorized 204 Howe Street as a residential type of property. The home was built in 2000 and is 24 years old. The property's lot size has been calculated to be 9,583 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 204 Howe Street has a total of 1,426 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a steel frame or truss style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Feb 14, 2020 for $230,000. That's $161.29 per sqft. Prior to that sales transaction, the property was also sold in Oct 12, 2016 for $168,000. 204 Howe Street was last assessed in 2023. The total value of the property was assessed at $334,750. Specifically, the land the property is located on was valued at $40,000. While improvements on the property were assessed at a total of $294,750. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,565. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2000
  • Effective Year Built: 2000
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Steel frame or truss
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,583
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,426
  • Building Area: 1,426
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,426
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE SPRING S AT ADAMS BLUFF SUBDIVISION
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: SPRINGS AT ADAMS BLUFF L 165 04 010A 001 32 000

Ownership

  • Current Owner : PHILLIPS ERIN MARIE
  • Current Owner 2: PHILLIPS ROBERT WESLEY
  • Previous Owner : HILL DONALD H
  • Previous Owner 2: HILL GRACE J
  • Owner Before Previous Owner: FREEMAN ALLISON A
  • Owner Before Previous Owner 2: FREEMAN CLAY W
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: BELMONT CITY
  • Census Tract: 032302

Zoning

  • Zoning: R1H

Geography

  • Assessors Map Reference: MP 57 PG 86
  • District: BELMONT CITY
  • Parcel: 126114
  • Municipality: BELMONT CITY
  • Latitude: 35.2442
  • Longitude: -81.0248

    Address

  • Full Address: 204 Howe St
  • Address - House Number: 204
  • Address - Street Name: Howe
  • Address - Suffix Type: St
  • State: NC
  • City Name: Belmont
  • Carrier Code: C002
  • 4-Digit Zip Code: 3365
  • Zip Code: 28012

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,565

    Appraisal Valuation

  • Standard Deviation: 0.2003
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 73
  • Final Value: 360,595
  • High Value: 432,825
  • Low Value: 288,364

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $164,000
  • First Open Lien Mortgage Lender: PNC BANK NA
  • First Open Lien Mortgage Recording Date: Feb 14, 2020
  • First Open Lien Mortgage Loan Amount: $164,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050

    Market Valuation

  • Market Total Value: $194,050
  • Market Land Value: $22,500
  • Market Improvement Value: $171,550

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $334,750
  • Assessed Land Value: $40,000
  • Assessed Improvements Value: $294,750

    Sales

  • Current Sale Contract Date: Feb 14, 2020
  • Current Sale Recording Date: Feb 14, 2020
  • Current Sale Transaction ID: 11738358212
  • Current Sale Price: $230,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Oct 12, 2016
  • Previous Sale Contract Date: Oct 12, 2016
  • Previous Sale Amount: $168,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PNC BANK NA
  • First Mortgage Transaction Date: Feb 14, 2020
  • First Mortgage Loan Amount: $164,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: MOVEMENT MORTGAGE
  • Previous Mortgage Transaction Date: Oct 12, 2016
  • Previous Mortgage Loan Amount: $164,957
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2046

About Belmont



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Frequently Asked Questions

What neighborhood is 204 Howe Street located in?
The 204 Howe Street is a located in the neighborhood of Gaston in Belmont, Belmont.
What is the average sales price for listings in 204 Howe Street?
The average sales price for units in 204 Howe Street is $0 currently.

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