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20355 Garland Street

20355 Garland Street, Covington, LA 70435
Property in St. Tammany
Sold Dec 02, 2016
$149,000
$150,505 by Cross Country Mortgage
Mortgage Due Dec 01, 2046
Sold Jul 29, 2013
$139,000
$136,482 by Excel Mortgage Servicing Inc
Mortgage Due Aug 01, 2043
Local assessors in Covington, LA have categorized 20355 Garland Street as a residential type of property. The home was built in 2013 and is 11 years old. The property's lot size has been calculated to be 43,560 square feet. If we look only at the heated or air conditioned part of the building, then 20355 Garland Street has a total of 1,325 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The property was last sold in Nov 30, 2016 for $149,000. That's $112.45 per sqft. Prior to that sales transaction, the property was also sold in Jul 25, 2013 for $139,000. 20355 Garland Street was last assessed in 2023. The total value of the property was assessed at $13,675. Specifically, the land the property is located on was valued at $2,500. While improvements on the property were assessed at a total of $11,175. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $796. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2013
  • Effective Year Built: 2013
  • Bedroom Count: 0
  • Building Condition: Average
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 1,325
  • Gross Building Area: 1,325
  • Building Area: 1,325
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,325
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GARLAND ADDITION
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: LOT 8 SQ 11 GARLANDS COVINGTON CLAIBORNE ADD CB 11

Ownership

  • Current Owner : MICHELET LAUREN ELIZABETH
  • Current Owner 2: KNOBLAUCH JORDAN ROBERT
  • Previous Owner : BILLODOUX ADRIANNE D DANIEL
  • Previous Owner 2: BILLODOUX SETH CALVIN
  • Owner Before Previous Owner: JENKINS HOMES INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Tammany Parish School District
  • School Tax School District: FIRE DIST 12
  • School Tax District Code 2: FIRE DIST 12
  • School Tax District Code 3: FIRE DIST 12
  • Census Tract: 040502

Geography

  • District: 3WS
  • Parcel: 129477
  • Lot: 8
  • Municipality: WARD 3
  • Latitude: 30.4844
  • Longitude: -90.0642

    Address

  • Full Address: 20355 Garland St
  • Address - House Number: 20355
  • Address - Street Name: Garland
  • Address - Suffix Type: St
  • State: LA
  • City Name: Covington
  • Carrier Code: R033
  • 4-Digit Zip Code: 5863
  • Zip Code: 70435

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $796
  • Tax Rate Code Area: 38

    Appraisal Valuation

  • Standard Deviation: 0.2251
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 230,922
  • High Value: 282,916
  • Low Value: 178,928

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $150,505
  • First Open Lien Mortgage Lender: CROSS COUNTRY MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 02, 2016
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $150,505
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2046

    Market Valuation

  • Market Total Value: $136,750
  • Market Land Value: $25,000
  • Market Improvement Value: $111,750

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $13,675
  • Assessed Land Value: $2,500
  • Assessed Improvements Value: $11,175

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 30, 2016
  • Current Sale Recording Date: Dec 02, 2016
  • Current Sale Transaction ID: 1891712412
  • Current Sale Price: $149,000
  • Current Sale Document Type: Cash Sale Deed
  • Current Sale Input Document Number: 2045783
  • Previous Sale Recording Date: Jul 29, 2013
  • Previous Sale Contract Date: Jul 25, 2013
  • Previous Sale Amount: $139,000
  • Previous Sale Document Type: Cash Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: CROSS COUNTRY MORTGAGE
  • First Mortgage Transaction Date: Dec 02, 2016
  • First Mortgage Loan Amount: $150,505
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2046

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: EXCEL MORTGAGE SERVICING INC
  • Previous Mortgage Transaction Date: Jul 29, 2013
  • Previous Mortgage Loan Amount: $136,482
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2043

About St. Tammany



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Frequently Asked Questions

What neighborhood is 20355 Garland Street located in?
The 20355 Garland Street is a located in the neighborhood of St. Tammany in St. Tammany, Covington.
What is the average sales price for listings in 20355 Garland Street?
The average sales price for units in 20355 Garland Street is $0 currently.

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