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20320 Church Street

20320 Church Street, Cornelius, NC 28031
Property in Mecklenburg
Sold Jun 30, 2004
$168,000
$90,000 by American Security Mortgage Cor
Mortgage Due Nov 01, 2035
20320 Church Street has been categorized by the local assessors in Cornelius, NC as a residential type of property. The building on the property was first built in 1959 and is 65 years old. However, we must point out that the home was most recently renovated and altered in 1970. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 20320 Church Street has 1,366 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 30,893 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a unknown style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 260 sqft. Residents will have the luxury of enjoying a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of asphalt. The exterior walls of the building are made of brick. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 20320 Church Street was last sold in Jun 30, 2004 for $168,000. According to our calculations, that's $122.99 per sqft. Current property owners are expected to pay $1,437 in taxes per year. The property on 20320 Church Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $368,900. To break that down further, the land itself was valued at $190,700. While improvements to the property were assessed at a total of $178,200. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1970
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 260
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 30,893
  • Total Building Area: 1,366
  • Gross Building Area: 1,366
  • Building Area: 1,366
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,366
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: G H MCCALL
  • Land Acres: 0.709
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L1-7 BD U/M

Ownership

  • Current Owner : WOODHOUSE CHRISTOPHER G
  • Current Owner 2: WOODHOUSE LUCY S
  • Previous Owner : JAMES STEVEN L
  • Previous Owner 2: JAMES PAMELA H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CORNELIUS
  • Census Tract: 006408

Zoning

  • Zoning: NR

Geography

  • Assessors Map Reference: 003-18
  • District: 3
  • Parcel: 003-182-25
  • Block: D
  • Lot: 1-7
  • Municipality: CORNELIUS
  • Latitude: 35.4901
  • Longitude: -80.8607

    Address

  • Full Address: 20320 Church St
  • Address - House Number: 20320
  • Address - Street Name: Church
  • Address - Suffix Type: St
  • State: NC
  • City Name: Cornelius
  • Carrier Code: R020
  • 4-Digit Zip Code: 8449
  • Zip Code: 28031

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,437
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.1781
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 76
  • Final Value: 375,536
  • High Value: 442,426
  • Low Value: 308,645

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $90,000
  • First Open Lien Mortgage Lender: AMERICAN SECURITY MORTGAGE COR
  • First Open Lien Mortgage Recording Date: Oct 23, 2020
  • First Open Lien Mortgage Loan Amount: $90,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Market Valuation

  • Market Total Value: $368,900
  • Market Land Value: $190,700
  • Market Improvement Value: $178,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $368,900
  • Assessed Land Value: $190,700
  • Assessed Improvements Value: $178,200

    Sales

  • Current Sale Contract Date: Jun 30, 2004
  • Current Sale Recording Date: Jun 30, 2004
  • Current Sale Transaction ID: 1105502019
  • Current Sale Price: $168,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2004144045

    Last Sale Mortgage

  • First Mortgage Lender: FIRST CHARTER BANK
  • First Mortgage Transaction Date: Jun 30, 2004
  • First Mortgage Loan Amount: $128,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jul 01, 2034

    Financing

  • First Mortgage Financing Type: Adjustable Rate

About Cornelius



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Frequently Asked Questions

What neighborhood is 20320 Church Street located in?
The 20320 Church Street is a located in the neighborhood of Mecklenburg in Cornelius, Cornelius.
What is the average sales price for listings in 20320 Church Street?
The average sales price for units in 20320 Church Street is $0 currently.

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