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2032 Garrard Street

2032 Garrard Street, Covington, KY 41014
Property in Kenton
Sold Aug 02, 2019
$74,900
Buyer
Seller
$72,649 by Caliber Home Loans Inc
Mortgage Due Aug 01, 2049
Sold Jul 22, 1998
$48,000
$48,466 by Norwest Mtg Inc
Mortgage Due Jul 22, 2028
Local assessors in Covington, KY have categorized 2032 Garrard Street as a residential type of property. The home was built in 1909 and is 115 years old. The property's lot size has been calculated to be 3,485 square feet. The linear feet between the front and back of the lot was measured at 1,320 ft and the front of the lot was measured at 250 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2032 Garrard Street has a total of 788 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 412 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is fair. The building has a roof that is made of composition shingle. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2032 Garrard Street sold most recently in Jul 31, 2019 for a total of $74,900. If you work out the math, that's approximately a cost of $95.05 per sqft. Before that, the property was also sold for $48,000 in Jul 22, 1998. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,018 in taxes each year. The initial year of tax delinquency occurred in 2021. 2032 Garrard Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $76,400. If we break it down further, the land itself was valued at $5,000. Improvements to the property, however, were assessed at a total of $71,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1909
  • Effective Year Built: 1909
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Fair
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 412
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 3,485
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 250
  • Total Building Area: 788
  • Gross Building Area: 1,296
  • Building Area: 788
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 788
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: LOOS & FLORER
  • Land Acres: 0.08
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOOS & FLORER LOT 15

Ownership

  • Current Owner : SCOTT JAMES
  • Previous Owner : TURNER JUDITH
  • Owner Before Previous Owner: REESE GREGORY J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Covington Independent School District
  • School Tax School District: 01-COVINGTON SD
  • School Tax District Code 2: COVINGTON
  • Census Tract: 061000

Geography

  • District: 62
  • Parcel: 055-32-04-064.00
  • Lot: 15
  • Municipality: COVINGTON
  • Latitude: 39.0665
  • Longitude: -84.5009

    Address

  • Full Address: 2032 Garrard St
  • Address - House Number: 2032
  • Address - Street Name: Garrard
  • Address - Suffix Type: St
  • State: KY
  • City Name: Covington
  • Carrier Code: C034
  • 4-Digit Zip Code: 1537
  • Zip Code: 41014

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,018
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.2729
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 45
  • Final Value: 62,518
  • High Value: 79,581
  • Low Value: 45,454

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $77,649
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Aug 02, 2019
  • First Open Lien Mortgage Loan Amount: $72,649
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049
  • Second Open Lien Mortgage Lender: CITY OF COVINGTON
  • Second Open Lien Mortgage Recording Date: Sep 10, 2019
  • Second Open Lien Mortgage Loan Amount: $5,000
  • Second Open Lien Mortgage Term: 60
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Jul 24, 2024

    Market Valuation

  • Market Total Value: $76,400
  • Market Land Value: $5,000
  • Market Improvement Value: $71,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $76,400
  • Assessed Land Value: $5,000
  • Assessed Improvements Value: $71,400

    Sales

  • Current Sale Contract Date: Jul 31, 2019
  • Current Sale Recording Date: Aug 02, 2019
  • Current Sale Transaction ID: 11634274477
  • Current Sale Price: $74,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 19 08 02 059 00183
  • Previous Sale Recording Date: Jul 22, 1998
  • Previous Sale Contract Date: Jul 22, 1998
  • Previous Sale Amount: $48,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CALIBER HOME LOANS INC
  • First Mortgage Transaction Date: Aug 02, 2019
  • First Mortgage Loan Amount: $72,649
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: NORWEST MTG INC
  • Previous Mortgage Transaction Date: Jul 22, 1998
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $48,466
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 22, 2028

About Covington



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Unit for rent at 103 E 3rd Street, Covington, KY, 41011

$2,100 /mo

  • 2 Beds
  • 1 Bath
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103 E 3rd Street #103 E 3rd Street - 1008, Covington, KY, 41011 Listing by Manager

Frequently Asked Questions

What neighborhood is 2032 Garrard Street located in?
The 2032 Garrard Street is a located in the neighborhood of Kenton in Covington, Covington.
What is the average sales price for listings in 2032 Garrard Street?
The average sales price for units in 2032 Garrard Street is $0 currently.

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