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203 Island Cottage Road

203 Island Cottage Road, Rochester, NY 14612
House in Greece
Sold Aug 05, 2020
$135,000
$130,275 by Finance Of America Mortgage Ll
Mortgage Due Aug 01, 2050
Sold Sep 30, 2009
$123,500
$95,000 by Premium Mortgage Corp
Mortgage Due Oct 01, 2024
Local assessors in Rochester, NY have categorized 203 Island Cottage Road as a residential type of property. The home was built in 1991 and is 33 years old. The property's lot size has been calculated to be 12,000 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 800 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 203 Island Cottage Road has a total of 1,120 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 203 Island Cottage Road sold most recently in Aug 4, 2020 for a total of $135,000. If you work out the math, that's approximately a cost of $120.54 per sqft. Before that, the property was also sold for $123,500 in Sep 4, 2009. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,116 in taxes each year. 203 Island Cottage Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $129,600. If we break it down further, the land itself was valued at $24,300. Improvements to the property, however, were assessed at a total of $105,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 12,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 800
  • Total Building Area: 1,120
  • Building Area: 1,120
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,120
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: ISLAND COTTAGE SUBDIVISION
  • Land Acres: 0.275
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 26 T2 D1 SH RNG ISLAND COTAGE 261-94 L102

Ownership

  • Current Owner : LONGO PRISCILLA M
  • Current Owner 2: LONGO STEPHEN
  • Previous Owner : WHETEN MARK
  • Owner Before Previous Owner: BALDASARE LAWRENCE J
  • Owner Before Previous Owner 2: BALDASARE DIANE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Greece Central School District
  • School Tax School District: GREECE
  • Census Tract: 013603

Geography

  • Account Number: 01252998000
  • District: 262800
  • Section: 45.120
  • Parcel: 262800 045.12-2-42.16
  • Block: 2
  • Lot: 42.160
  • Municipality: GREECE
  • Latitude: 43.2571
  • Longitude: -77.6658

    Address

  • Full Address: 203 Island Cottage Rd
  • Address - House Number: 203
  • Address - Street Name: Island Cottage
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Rochester
  • Carrier Code: C006
  • 4-Digit Zip Code: 3627
  • Zip Code: 14612

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,116
  • Tax Rate Code Area: 262801

    Appraisal Valuation

  • Standard Deviation: 0.2513
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 64
  • Final Value: 202,348
  • High Value: 253,205
  • Low Value: 151,491

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $149,768
  • First Open Lien Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • First Open Lien Mortgage Recording Date: Aug 05, 2020
  • First Open Lien Mortgage Loan Amount: $130,275
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Apr 26, 2022
  • Second Open Lien Mortgage Loan Amount: $7,874
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2051
  • Third Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Third Open Lien Mortgage Recording Date: Nov 17, 2022
  • Third Open Lien Mortgage Loan Amount: $6,942
  • Third Open Lien Mortgage Term: 347
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: FHA
  • Third Open Lien Mortgage Loan Due Date: Nov 01, 2051
  • Fourth Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Fourth Open Lien Mortgage Recording Date: Jul 18, 2023
  • Fourth Open Lien Mortgage Loan Amount: $4,677
  • Fourth Open Lien Mortgage Term: 339
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: FHA
  • Fourth Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $150,698
  • Market Land Value: $28,256
  • Market Improvement Value: $122,442

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $129,600
  • Assessed Land Value: $24,300
  • Assessed Improvements Value: $105,300

    Sales

  • Current Sale Contract Date: Aug 04, 2020
  • Current Sale Recording Date: Aug 05, 2020
  • Current Sale Transaction ID: 11788814754
  • Current Sale Price: $135,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202008051196
  • Previous Sale Recording Date: Sep 30, 2009
  • Previous Sale Contract Date: Sep 04, 2009
  • Previous Sale Amount: $123,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FINANCE OF AMERICA MORTGAGE LL
  • First Mortgage Transaction Date: Aug 05, 2020
  • First Mortgage Loan Amount: $130,275
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: PREMIUM MORTGAGE CORP
  • Previous Mortgage Transaction Date: Sep 30, 2009
  • Previous Mortgage Loan Amount: $95,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2024

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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 203 Island Cottage Road located in?
The 203 Island Cottage Road is a house located in the neighborhood of Greece in Monroe, Rochester.
What is the average sales price for listings in 203 Island Cottage Road?
The average sales price for units in 203 Island Cottage Road is $125,000 , or $112/sqft. currently.

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