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2024 Ottawa Street

2024 Ottawa Street, Saginaw, MI 48602
Property in Saginaw
Sold May 04, 2018
$37,000
$39,200 by Frankenmuth Credit Union
Mortgage Due Jun 01, 2046
Sold Nov 21, 2006
$45,600
2024 Ottawa Street in Saginaw, MI was first built in 1943 and is 81 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 2024 Ottawa Street has 1,204 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 450 ft and the linear feet between the front and back of the lot is 1,200. In total, the area measurement of the land is 5,227 square feet.

Learn more about the property and building on this page. There is a covered porch. The roof of the home is made of asphalt. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a garage. The garage is 368 sqft. There is one available parking space. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Apr 27, 2018 for $37,000. That's $30.73 per sqft. Prior to that sales transaction, the property was also sold in Nov 21, 2006 for $45,600. 2024 Ottawa Street was last assessed in 2023. The total value of the property was assessed at $35,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,374. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1943
  • Effective Year Built: 1943
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 803
  • Garage Type: Garage
  • Garage Square Area: 368
  • Parking Space Count: 1
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 5,227
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 450
  • Total Building Area: 1,204
  • Building Area: 1,204
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,204
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GRATIOT HEIGHTS PLAT
  • Land Acres: 0.12
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 98,GRATIOT HEIGHTS PLAT

Ownership

  • Current Owner : TERRY COURTNEY L
  • Previous Owner : SMITH AIMEE M
  • Owner Before Previous Owner: HOUSING & URBAN DEVELOPMENT

Neighborhood

  • School District Name: Saginaw City School District
  • School Tax School District: 73010
  • Census Tract: 001400

Zoning

  • Zoning: R-1

Geography

  • District: 98
  • Parcel: 91-80-0-24-7000-000
  • Lot: 98
  • Municipality: SAGINAW CITY
  • Latitude: 43.4169
  • Longitude: -83.9925

    Address

  • Full Address: 2024 Ottawa St
  • Legal Unit: 98
  • Address - House Number: 2024
  • Address - Street Name: Ottawa
  • Address - Suffix Type: St
  • State: MI
  • City Name: Saginaw
  • Carrier Code: C021
  • 4-Digit Zip Code: 2745
  • Zip Code: 48602

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,374
  • Tax Rate Code Area: 91

    Appraisal Valuation

  • Standard Deviation: 0.4521
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 9
  • Final Value: 41,554
  • High Value: 60,344
  • Low Value: 22,763

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $39,200
  • First Open Lien Mortgage Lender: FRANKENMUTH CREDIT UNION
  • First Open Lien Mortgage Recording Date: May 04, 2018
  • First Open Lien Mortgage Loan Amount: $39,200
  • First Open Lien Mortgage Term: 336
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2046

    Market Valuation

  • Market Total Value: $71,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $35,500

    Sales

  • Current Sale Contract Date: Apr 27, 2018
  • Current Sale Recording Date: May 04, 2018
  • Current Sale Transaction ID: 11664373528
  • Current Sale Price: $37,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2018013400
  • Previous Sale Recording Date: Nov 21, 2006
  • Previous Sale Contract Date: Nov 21, 2006
  • Previous Sale Amount: $45,600
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FRANKENMUTH CREDIT UNION
  • First Mortgage Transaction Date: May 04, 2018
  • First Mortgage Loan Amount: $39,200
  • First Mortgage Terms: 336
  • First Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Mortgage Loan Due Date: Jun 01, 2046

About Saginaw



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Frequently Asked Questions

What neighborhood is 2024 Ottawa Street located in?
The 2024 Ottawa Street is a located in the neighborhood of Saginaw in Saginaw, Saginaw.
What is the average sales price for listings in 2024 Ottawa Street?
The average sales price for units in 2024 Ottawa Street is $0 currently.

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