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2020 White Cedar Lane

2020 White Cedar Lane, Waxhaw, NC 28173
Property in Union
Sold Aug 14, 2007
$240,000
$227,900 by Mortgageit Inc
Mortgage Due Sep 01, 2037
Sold Dec 22, 2005
$219,000
$123,919 by Tri Star Lending Group
Mortgage Due Jan 01, 2036
Local assessors in Waxhaw, NC have categorized 2020 White Cedar Lane as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 15,420 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2020 White Cedar Lane has a total of 2,901 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 420 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a hip style roof. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Aug 13, 2007 for $240,000. That's $82.73 per sqft. Prior to that sales transaction, the property was also sold in Dec 19, 2005 for $219,000. 2020 White Cedar Lane was last assessed in 2023. The total value of the property was assessed at $312,100. Specifically, the land the property is located on was valued at $53,600. While improvements on the property were assessed at a total of $258,500. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,168. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Total Rooms: 7
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Wood
  • Building Style: Conventional
  • Roof Shape Type: Hip
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 420
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 15,420
  • Total Building Area: 2,901
  • Building Area: 2,901
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,901
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CAMBERLEY
  • Land Acres: 0.354
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: #72 CAMBERLEY PH1 MP4 OPC

Ownership

  • Current Owner : TERWILLIGER TIMOTHY A
  • Current Owner 2: TERWILLIGER ANN M
  • Previous Owner : PONSART GLENN
  • Previous Owner 2: PONSART JENNIFER
  • Owner Before Previous Owner: HOMELIFE COMMUNITIES GROUP CHARLOTTE INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Union County Public Schools
  • Census Tract: 021013

Zoning

  • Zoning: CU R-4 WAX

Geography

  • District: 6
  • Parcel: 06-142-117
  • Municipality: SANDY RIDGE TWP
  • Latitude: 34.9401
  • Longitude: -80.7482

    Address

  • Full Address: 2020 White Cedar Ln
  • Address - House Number: 2020
  • Address - Street Name: White Cedar
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Waxhaw
  • Carrier Code: R018
  • 4-Digit Zip Code: 8088
  • Zip Code: 28173

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,168
  • Tax Rate Code Area: 528

    Appraisal Valuation

  • Standard Deviation: 0.1587
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 80
  • Final Value: 497,418
  • High Value: 576,376
  • Low Value: 418,460

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $227,900
  • First Open Lien Mortgage Lender: MORTGAGEIT INC
  • First Open Lien Mortgage Recording Date: Aug 14, 2007
  • First Open Lien Mortgage Loan Amount: $227,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2037

    Market Valuation

  • Market Total Value: $312,100
  • Market Land Value: $53,600
  • Market Improvement Value: $258,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $312,100
  • Assessed Land Value: $53,600
  • Assessed Improvements Value: $258,500

    Sales

  • Current Sale Contract Date: Aug 13, 2007
  • Current Sale Recording Date: Aug 14, 2007
  • Current Sale Transaction ID: 1140390545
  • Current Sale Price: $240,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 0036504
  • Previous Sale Recording Date: Dec 22, 2005
  • Previous Sale Contract Date: Dec 19, 2005
  • Previous Sale Amount: $219,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGEIT INC
  • First Mortgage Transaction Date: Aug 14, 2007
  • First Mortgage Loan Amount: $227,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)
  • First Mortgage Loan Due Date: Sep 01, 2037

    Previous Mortgages

  • Previous Mortgage Lender: TRI STAR LENDING GROUP
  • Previous Mortgage Transaction Date: Dec 22, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $123,919
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Jan 01, 2036

About Waxhaw



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Nearby Rentals

Unit for rent at 2709 Lawson Drive, Waxhaw, NC, 28173

$2,500 /mo

  • 4 Beds
  • 2.5 Baths
  • 2,670 ft²
2709 Lawson Drive, Waxhaw, NC, 28173 Listing by Brenda Shi

Frequently Asked Questions

What neighborhood is 2020 White Cedar Lane located in?
The 2020 White Cedar Lane is a located in the neighborhood of Union in Waxhaw, Waxhaw.
What is the average sales price for listings in 2020 White Cedar Lane?
The average sales price for units in 2020 White Cedar Lane is $0 currently.

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