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2020 Emerson Avenue

2020 Emerson Avenue, Louisville, KY 40205
Property in Gardiner Lane
Sold Aug 02, 2023
$303,000
$270,750 by Wilson & Muir Bank & Trust Com
Mortgage Due Jul 01, 2052
Sold Jun 20, 2022
$285,000
$270,750 by Wilson & Muir Bank & Trust Com
Mortgage Due Jul 01, 2052
Local assessors in Louisville, KY have categorized 2020 Emerson Avenue as a residential type of property. The home was built in 1944 and is 80 years old. The property's lot size has been calculated to be 6,708 square feet. The linear feet between the front and back of the lot was measured at 1,430 ft and the front of the lot was measured at 470 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2020 Emerson Avenue has a total of 882 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 882 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a screened patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B-. The building has a gable style roof that was made of composition shingle. Lots of brick veneer were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2020 Emerson Avenue sold most recently in Jul 31, 2023 for a total of $303,000. If you work out the math, that's approximately a cost of $343.54 per sqft. Before that, the property was also sold for $285,000 in Jun 15, 2022. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,825 in taxes each year. The initial year of tax delinquency occurred in 2007. 2020 Emerson Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $285,000. If we break it down further, the land itself was valued at $48,000. Improvements to the property, however, were assessed at a total of $237,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1944
  • Effective Year Built: 1944
  • Bedroom Count: 1
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: B-
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Finished improved basement
  • Basement Area: 882
  • Parking Space Count: 0
  • Patio Type: Patio - screened

    Dimensions

  • Lot Size Square Feet: 6,708
  • Lot Size Depth Feet: 1,430
  • Lot Size Frontage Feet: 470
  • Total Building Area: 882
  • Building Area: 882
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 882
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: VILLULA PARK
  • Land Acres: 0.154
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: SW 47 FT OF LOT 10 VILLULA PK PB 5 PG 39 0.154 AC+-

Ownership

  • Current Owner : THOMPSON JESSICA MARIE
  • Current Owner 2: THOMPSON BENJAMIN RILEY
  • Previous Owner : DUFFY CONNOR JOHN PATRICK
  • Previous Owner 2: DUFFY LILY MARIE
  • Owner Before Previous Owner: PENDER TRACEY A
  • Owner Before Previous Owner 2: PENDER OLIN W
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 009600

Zoning

  • Zoning: R5-RESIDEN

Geography

  • Account Number: 00119916
  • District: 100023
  • Parcel: 13080E01370000
  • Lot: 10
  • Municipality: LOUISVILLE
  • Latitude: 38.2173
  • Longitude: -85.6841

    Address

  • Full Address: 2020 Emerson Ave
  • Address - House Number: 2020
  • Address - Street Name: Emerson
  • Address - Suffix Type: Ave
  • State: KY
  • City Name: Louisville
  • Carrier Code: C097
  • 4-Digit Zip Code: 2512
  • Zip Code: 40205

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,825
  • Intital Tax Deliquent Year: 2007
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.214
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 70
  • Final Value: 273,342
  • High Value: 331,863
  • Low Value: 214,820

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $270,750
  • First Open Lien Mortgage Lender: WILSON & MUIR BANK & TRUST COM
  • First Open Lien Mortgage Recording Date: Jun 20, 2022
  • First Open Lien Mortgage Loan Amount: $270,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2052

    Market Valuation

  • Market Total Value: $285,000
  • Market Land Value: $48,000
  • Market Improvement Value: $237,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $285,000
  • Assessed Land Value: $48,000
  • Assessed Improvements Value: $237,000

    Sales

  • Current Sale Contract Date: Jul 31, 2023
  • Current Sale Recording Date: Aug 02, 2023
  • Current Sale Transaction ID: 11910792927
  • Current Sale Price: $303,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 151500
  • Previous Sale Recording Date: Jun 20, 2022
  • Previous Sale Contract Date: Jun 15, 2022
  • Previous Sale Amount: $285,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE LLC
  • First Mortgage Transaction Date: Aug 02, 2023
  • First Mortgage Loan Amount: $242,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: WILSON & MUIR BANK & TRUST COM
  • Previous Mortgage Transaction Date: Jun 20, 2022
  • Previous Mortgage Loan Amount: $270,750
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2052

About Upper Highlands



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Frequently Asked Questions

What neighborhood is 2020 Emerson Avenue located in?
The 2020 Emerson Avenue is a located in the neighborhood of Gardiner Lane in Upper Highlands, Louisville.
What is the average sales price for listings in 2020 Emerson Avenue?
The average sales price for units in 2020 Emerson Avenue is $0 currently.

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