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2016 Bank Street

2016 Bank Street, Louisville, KY 40203
Property in Portland
Sold Oct 28, 2005
$84,900
$83,588 by National City Mortgage
Mortgage Due Nov 01, 2035
Local assessors in Louisville, KY have categorized 2016 Bank Street as a residential type of property. The home was built in 1900 and is 124 years old. The property's lot size has been calculated to be 4,725 square feet. The linear feet between the front and back of the lot was measured at 1,750 ft and the front of the lot was measured at 270 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 2016 Bank Street has a total of 2,002 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 209 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a gable style roof that was made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. The property was last sold in Oct 26, 2005 for $84,900. That's $42.41 per sqft. 2016 Bank Street was last assessed in 2023. The total value of the property was assessed at $61,530. Specifically, the land the property is located on was valued at $5,550. While improvements on the property were assessed at a total of $55,980. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $826. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: D
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Type: Partial basement
  • Basement Area: 209
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 4,725
  • Lot Size Depth Feet: 1,750
  • Lot Size Frontage Feet: 270
  • Total Building Area: 2,002
  • Building Area: 2,002
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,002
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: JB MCCORNICK
  • Land Acres: 0.108
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 27 X 175 2016 BANK ST

Ownership

  • Current Owner : WILSON MICHELLE L
  • Previous Owner : FINERTY MARTY
  • Previous Owner 2: FINERTY ROBIN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 002300

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 00029710
  • District: 100023
  • Parcel: 02004K00950000
  • Municipality: LOUISVILLE
  • Latitude: 38.2656
  • Longitude: -85.7827

    Address

  • Full Address: 2016 Bank St
  • Address - House Number: 2016
  • Address - Street Name: Bank
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C006
  • 4-Digit Zip Code: 1028
  • Zip Code: 40203

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $826
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2473
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 65
  • Final Value: 112,597
  • High Value: 140,450
  • Low Value: 84,745

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $83,588
  • First Open Lien Mortgage Lender: NATIONAL CITY MORTGAGE
  • First Open Lien Mortgage Recording Date: Oct 28, 2005
  • First Open Lien Mortgage Loan Amount: $83,588
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Market Valuation

  • Market Total Value: $61,530
  • Market Land Value: $5,550
  • Market Improvement Value: $55,980

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $61,530
  • Assessed Land Value: $5,550
  • Assessed Improvements Value: $55,980

    Sales

  • Current Sale Contract Date: Oct 26, 2005
  • Current Sale Recording Date: Oct 28, 2005
  • Current Sale Transaction ID: 1087204970
  • Current Sale Price: $84,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: DN2005182694

    Last Sale Mortgage

  • First Mortgage Lender: NATIONAL CITY MORTGAGE
  • First Mortgage Transaction Date: Oct 28, 2005
  • First Mortgage Loan Amount: $83,588
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2035

About Central Louisville



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Frequently Asked Questions

What neighborhood is 2016 Bank Street located in?
The 2016 Bank Street is a located in the neighborhood of Portland in Central Louisville, Louisville.
What is the average sales price for listings in 2016 Bank Street?
The average sales price for units in 2016 Bank Street is $0 currently.

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