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20 Jersey Street

20 Jersey Street, Rochester, NY 14609
Sold Dec 10, 2010
$53,000
$51,611 by Bank Of America Na
Mortgage Due Jan 01, 2041
Sold Feb 15, 2006
$43,000
$50,000 by New Century Mortgage Corp
Mortgage Due Mar 01, 2036
20 Jersey Street in Rochester, NY was first built in 1920 and is 104 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 20 Jersey Street has 1,166 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 482 ft and the linear feet between the front and back of the lot is 1,060. In total, the area measurement of the land is 5,105 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 187 sqft. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 20 Jersey Street sold most recently in Dec 3, 2010 for a total of $53,000. If you work out the math, that's approximately a cost of $45.45 per sqft. Before that, the property was also sold for $43,000 in Feb 15, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,038 in taxes each year. 20 Jersey Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $89,600. If we break it down further, the land itself was valued at $5,500. Improvements to the property, however, were assessed at a total of $84,100. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 187
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,105
  • Lot Size Depth Feet: 1,060
  • Lot Size Frontage Feet: 482
  • Total Building Area: 1,166
  • Building Area: 1,166
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,166
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: THE SECOND DIVISION OF LOTS
  • Land Acres: 0.117
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 0060.00 403 18 00000 3 DE MAY SUB

Ownership

  • Current Owner : CARROLL PATRICK J
  • Current Owner 2: RYAN GERTRUDE M
  • Previous Owner : MCMAHON LYNNETTE M
  • Owner Before Previous Owner: MCNAMARA SEAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rochester City School District
  • School Tax School District: ROCHESTER
  • Census Tract: 006000

Zoning

  • Zoning: 11

Geography

  • Account Number: 048966-00.0
  • District: 261400
  • Section: 107.720
  • Parcel: 261400 107.72-3-32
  • Block: 3
  • Lot: 32.000
  • Municipality: ROCHESTER
  • Latitude: 43.1605
  • Longitude: -77.5565

    Address

  • Full Address: 20 Jersey St
  • Address - House Number: 20
  • Address - Street Name: Jersey
  • Address - Suffix Type: St
  • State: NY
  • City Name: Rochester
  • Carrier Code: C005
  • 4-Digit Zip Code: 7222
  • Zip Code: 14609

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,038
  • Tax Rate Code Area: 261400

    Appraisal Valuation

  • Standard Deviation: 0.2455
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 65
  • Final Value: 150,352
  • High Value: 187,278
  • Low Value: 113,426

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $62,094
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Dec 10, 2010
  • First Open Lien Mortgage Loan Amount: $51,611
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2041
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Sep 27, 2022
  • Second Open Lien Mortgage Loan Amount: $10,483
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Jan 01, 2052

    Market Valuation

  • Market Total Value: $107,952
  • Market Land Value: $6,627
  • Market Improvement Value: $101,325

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $89,600
  • Assessed Land Value: $5,500
  • Assessed Improvements Value: $84,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 03, 2010
  • Current Sale Recording Date: Dec 10, 2010
  • Current Sale Transaction ID: 1194388119
  • Current Sale Price: $53,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 201012100942
  • Previous Sale Recording Date: Feb 15, 2006
  • Previous Sale Contract Date: Feb 15, 2006
  • Previous Sale Amount: $43,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Dec 10, 2010
  • First Mortgage Loan Amount: $51,611
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2041

    Previous Mortgages

  • Previous Mortgage Lender: NEW CENTURY MORTGAGE CORP
  • Previous Mortgage Transaction Date: Feb 15, 2006
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $50,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Mar 01, 2036

About Culver-Winton-Main



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Frequently Asked Questions

What neighborhood is 20 Jersey Street located in?
The 20 Jersey Street is a located in the neighborhood of Culver-Winton-Main in Culver-Winton-Main, Rochester.
What is the average sales price for listings in 20 Jersey Street?
The average sales price for units in 20 Jersey Street is $0 currently.

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