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20 Cottage Lane

20 Cottage Lane, Selkirk, NY 12158
Property in Bethlehem
Sold Mar 27, 2017
$85,000
$85,858 by E Mortgage Management Llc
Mortgage Due Apr 01, 2047
Sold Nov 20, 2006
$47,301
20 Cottage Lane in Selkirk, NY was first built in 1945 and is 79 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 20 Cottage Lane has 1,550 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 610 ft and the linear feet between the front and back of the lot is 1,850. In total, the area measurement of the land is 10,890 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a detached garage. The garage is 360 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with oil. The property was last sold in Mar 17, 2017 for $85,000. That's $54.84 per sqft. Prior to that sales transaction, the property was also sold in Nov 14, 2006 for $47,301. 20 Cottage Lane was last assessed in 2023. The total value of the property was assessed at $82,000. Specifically, the land the property is located on was valued at $30,600. While improvements on the property were assessed at a total of $51,400. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $745. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1945
  • Effective Year Built: 1945
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 360
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,890
  • Lot Size Depth Feet: 1,850
  • Lot Size Frontage Feet: 610
  • Total Building Area: 1,550
  • Building Area: 1,550
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,550
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SELKIRK
  • Land Acres: 0.25
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SELKIRK

Ownership

  • Current Owner : LABARR JOHN M
  • Previous Owner : GAREWAL KARAN
  • Previous Owner 2: GAREWAL PRATIBHA
  • Owner Before Previous Owner: OLKOWSKI JOHN
  • Owner Before Previous Owner 2: KEYBANK NATIONAL ASSOCIATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ravena-Coeymans-Selkirk Central School District
  • School Tax School District: RAVENA-COEYMANS
  • Census Tract: 014301

Zoning

  • Zoning: CR

Geography

  • Account Number: 13300000030170000000
  • District: 012200
  • Section: 133.00
  • Parcel: 012200 133.00-3-17
  • Block: 3
  • Lot: 17.000
  • Municipality: BETHLEHEM
  • Latitude: 42.5408
  • Longitude: -73.8039

    Address

  • Full Address: 20 Cottage Ln
  • Address - House Number: 20
  • Address - Street Name: Cottage
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Selkirk
  • Carrier Code: R003
  • 4-Digit Zip Code: 1775
  • Zip Code: 12158

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $745
  • Tax Rate Code Area: 012402

    Appraisal Valuation

  • Standard Deviation: 0.2545
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 64
  • Final Value: 155,503
  • High Value: 195,085
  • Low Value: 115,920

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $85,858
  • First Open Lien Mortgage Lender: E MORTGAGE MANAGEMENT LLC
  • First Open Lien Mortgage Recording Date: Mar 27, 2017
  • First Open Lien Mortgage Loan Amount: $85,858
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2047

    Market Valuation

  • Market Total Value: $109,333
  • Market Land Value: $40,800
  • Market Improvement Value: $68,533

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $82,000
  • Assessed Land Value: $30,600
  • Assessed Improvements Value: $51,400

    Sales

  • Current Sale Contract Date: Mar 17, 2017
  • Current Sale Recording Date: Mar 27, 2017
  • Current Sale Transaction ID: 1807484263
  • Current Sale Price: $85,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: R2017-07213
  • Previous Sale Recording Date: Nov 20, 2006
  • Previous Sale Contract Date: Nov 14, 2006
  • Previous Sale Amount: $47,301
  • Previous Sale Document Type: Foreclosure

    Last Sale Mortgage

  • First Mortgage Lender: E MORTGAGE MANAGEMENT LLC
  • First Mortgage Transaction Date: Mar 27, 2017
  • First Mortgage Loan Amount: $85,858
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2047

About Albany



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Frequently Asked Questions

What neighborhood is 20 Cottage Lane located in?
The 20 Cottage Lane is a located in the neighborhood of Bethlehem in Albany, Selkirk.
What is the average sales price for listings in 20 Cottage Lane?
The average sales price for units in 20 Cottage Lane is $0 currently.

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