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20 Congress Avenue

20 Congress Avenue, Sioux City, IA 51104
Property in The Heights
Sold Jul 23, 2021
$205,000
$201,286 by Flagstar Bank Fsb
Mortgage Due Aug 01, 2051
Sold Jun 08, 2009
$117,500
$115,371 by Prime Bank
Mortgage Due Jul 01, 2039
20 Congress Avenue has been categorized by the local assessors in Sioux City, IA as a residential type of property. The building on the property was first built in 1924 and is 100 years old. The home has a total of 8 rooms. 5 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 20 Congress Avenue has 2,130 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 1,374 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 7,440 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. Residents will have the luxury of enjoying both a open porch and a patio. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood shingle. While the interior walls have been made of plaster. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from none system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 20 Congress Avenue sold most recently in Jul 15, 2021 for a total of $205,000. If you work out the math, that's approximately a cost of $96.24 per sqft. Before that, the property was also sold for $117,500 in May 27, 2009. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,512 in taxes each year. 20 Congress Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $273,000. If we break it down further, the land itself was valued at $25,400. Improvements to the property, however, were assessed at a total of $247,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Hardboard Siding

Driveway

Driveway

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1924
  • Effective Year Built: 1924
  • Total Rooms: 8
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood shingle
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,374
  • Garage Type: Underground/basement
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 7,440
  • Total Building Area: 2,130
  • Gross Building Area: 2,130
  • Building Area: 2,130
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 2,130
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: SUNSET VIEW
  • Land Acres: 0.171
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUNSET VIEW LOT 7 BLK 3

Ownership

  • Current Owner : GOMEZ SERGIO
  • Current Owner 2: GOMEZ MARIANITA
  • Previous Owner : GAUL MATTHEW D
  • Previous Owner 2: MILBURN MALLORY G
  • Owner Before Previous Owner: KLEBER THOMAS J
  • Owner Before Previous Owner 2: KLEBER SARAH K
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Sioux City Community School District
  • School Tax School District: SIOUX CITY COMM
  • Census Tract: 000900

Geography

  • Assessors Map Reference: PM 894717477008
  • Parcel: 894717477008
  • Block: 3
  • Lot: 7
  • Municipality: SIOUX CITY LL SIOUX CIT
  • Latitude: 42.5228
  • Longitude: -96.4129

    Address

  • Full Address: 20 Congress Ave
  • Address - House Number: 20
  • Address - Street Name: Congress
  • Address - Suffix Type: Ave
  • State: IA
  • City Name: Sioux City
  • Carrier Code: C047
  • 4-Digit Zip Code: 4054
  • Zip Code: 51104

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,512
  • Tax Rate Code Area: 0087

    Appraisal Valuation

  • Standard Deviation: 0.2165
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 70
  • Final Value: 261,341
  • High Value: 317,942
  • Low Value: 204,741

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $208,926
  • First Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • First Open Lien Mortgage Recording Date: Jul 23, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $201,286
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Dec 07, 2023
  • Second Open Lien Mortgage Loan Amount: $7,640
  • Second Open Lien Mortgage Term: 331
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $273,000
  • Market Land Value: $25,400
  • Market Improvement Value: $247,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $273,000
  • Assessed Land Value: $25,400
  • Assessed Improvements Value: $247,600

    Sales

  • Current Sale Contract Date: Jul 15, 2021
  • Current Sale Recording Date: Jul 23, 2021
  • Current Sale Transaction ID: 11864473384
  • Current Sale Price: $205,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-10180
  • Previous Sale Recording Date: Jun 08, 2009
  • Previous Sale Contract Date: May 27, 2009
  • Previous Sale Amount: $117,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAGSTAR BANK FSB
  • First Mortgage Transaction Date: Jul 23, 2021
  • First Mortgage Loan Amount: $201,286
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: PRIME BANK
  • Previous Mortgage Transaction Date: Jun 08, 2009
  • Previous Mortgage Loan Amount: $115,371
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2039

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Frequently Asked Questions

What neighborhood is 20 Congress Avenue located in?
The 20 Congress Avenue is a located in the neighborhood of The Heights in North Side, Sioux City.
What is the average sales price for listings in 20 Congress Avenue?
The average sales price for units in 20 Congress Avenue is $0 currently.

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