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2 Main Street

2 Main Street, Cooperstown, NY 13326
Property in Middlefield
Sold Apr 29, 2016
$365,000
$255,700 by Rocket Mortgage
Mortgage Due May 01, 2041
Sold Dec 04, 2012
$380,000
$304,000 by Key Bank N A
Mortgage Due Jan 01, 2041
2 Main Street in Cooperstown, NY was first built in 1955 and is 69 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a contemporary style. It is a single story home. There are a total of 4 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 2 Main Street has 1,427 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 20,473 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a garage underground or in the basement. The quality of the control joints have been graded by the local assessor with a letter grade of B. The condition of the building has been evaluated as good. The exterior walls of the home are made of wood. As for heating, the home is utilizing a forced air unit and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Apr 24, 2016 for $365,000. That's $255.78 per sqft. Prior to that sales transaction, the property was also sold in Dec 4, 2012 for $380,000. 2 Main Street was last assessed in 2023. The total value of the property was assessed at $192,400. Specifically, the land the property is located on was valued at $69,300. While improvements on the property were assessed at a total of $123,100. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $0. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1955
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: B
  • Building Style: Contemporary
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 20,473
  • Lot Size Frontage Feet: 2,780
  • Total Building Area: 1,427
  • Building Area: 1,427
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,427
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.47
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 001FM 5062 0 0

Ownership

  • Current Owner : CULL JEFFREY
  • Previous Owner : THORPE SIMON C
  • Owner Before Previous Owner: TRUSTEE GIES JAMES

Neighborhood

  • School District Name: Cooperstown Central School District
  • School Tax School District: COOPERSTOWN
  • Census Tract: 590102

Zoning

  • Zoning: R2

Geography

  • Account Number: 017200
  • District: 363801
  • Section: 115.19
  • Parcel: 363801 115.19-1-4.00
  • Block: 1
  • Lot: 4.000
  • Municipality: COOPERSTOWN
  • Latitude: 42.6993
  • Longitude: -74.9169

    Address

  • Full Address: 2 Main St
  • Address - House Number: 2
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: NY
  • City Name: Cooperstown
  • Carrier Code: C002
  • 4-Digit Zip Code: 1319
  • Zip Code: 13326

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 365001

    Appraisal Valuation

  • Standard Deviation: 0.1351
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 72
  • Final Value: 372,482
  • High Value: 422,814
  • Low Value: 322,149

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $255,700
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE
  • First Open Lien Mortgage Recording Date: Apr 20, 2022
  • First Open Lien Mortgage Loan Amount: $255,700
  • First Open Lien Mortgage Term: 228
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: May 01, 2041

    Market Valuation

  • Market Total Value: $330,017
  • Market Land Value: $118,868
  • Market Improvement Value: $211,149

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $192,400
  • Assessed Land Value: $69,300
  • Assessed Improvements Value: $123,100

    Sales

  • Current Sale Contract Date: Apr 24, 2016
  • Current Sale Recording Date: Apr 29, 2016
  • Current Sale Transaction ID: 1614078515
  • Current Sale Price: $365,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Dec 04, 2012
  • Previous Sale Contract Date: Dec 04, 2012
  • Previous Sale Amount: $380,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: QUICKEN LOAN INC
  • First Mortgage Transaction Date: Apr 29, 2016
  • First Mortgage Loan Amount: $275,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2046

    Previous Mortgages

  • Previous Mortgage Lender: KEY BANK N A
  • Previous Mortgage Transaction Date: Dec 04, 2012
  • Previous Mortgage Loan Amount: $304,000
  • Previous Mortgage Term: 336
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2041

About Cooperstown



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Frequently Asked Questions

What neighborhood is 2 Main Street located in?
The 2 Main Street is a located in the neighborhood of Middlefield in Cooperstown, Cooperstown.
What is the average sales price for listings in 2 Main Street?
The average sales price for units in 2 Main Street is $0 currently.

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