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1997 Loch Ness Way

1997 Loch Ness Way, San Jose, CA 95121
Property in Brigadoon
Sold Jun 29, 2011
$285,000
$212,000 by Parkside Lending Llc
Mortgage Due Nov 01, 2042
Sold Jun 29, 2011
$285,000
Local assessors in San Jose, CA have categorized 1997 Loch Ness Way as a residential type of property. The home was built in 1971 and is 53 years old. It was most recently renovated and altered in 1972. The property's lot size has been calculated to be 5,200 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 520 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a custom style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1997 Loch Ness Way has a total of 993 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 462 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of wood shake/ shingles. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1997 Loch Ness Way was last sold in May 6, 2011 for $285,000. According to our calculations, that's $287.01 per sqft. Prior to that sales transaction, the property was sold for $285,000 in Jun 16, 2011. Current property owners are expected to pay $6,022 in taxes per year. The property on 1997 Loch Ness Way was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $350,947. To break that down further, the land itself was valued at $246,281. While improvements to the property were assessed at a total of $104,666. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 1972
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Custom
  • Exterior Walls Type: Wood siding
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 462
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 5,200
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 520
  • Total Building Area: 993
  • Gross Building Area: 993
  • Building Area: 993
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Yes
  • Heated Square Feet: 993
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.119
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TRACT 4811 BOOK 265 PAGE 45 LOT 89

Ownership

  • Current Owner : LIU CINDY
  • Current Owner 2: RUAN TOM
  • Previous Owner : WELLS FARGO BANK N A
  • Owner Before Previous Owner: FREMONT INVESTMENT & LOAN
  • Ownership Rights Codes: Trustee/Conservator
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Evergreen Elementary School District
  • Census Tract: 503336

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: 63-C6
  • Subdivision Tract Number: 4811
  • Parcel: 676-10-005
  • Lot: 89
  • Municipality: SAN JOSE
  • Latitude: 37.3093
  • Longitude: -121.806

    Address

  • Full Address: 1997 Loch Ness Way
  • Address - House Number: 1997
  • Address - Street Name: Loch Ness
  • Address - Suffix Type: Way
  • State: CA
  • City Name: San Jose
  • Carrier Code: C023
  • 4-Digit Zip Code: 1528
  • Zip Code: 95121

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,022
  • Tax Rate Code Area: 17-028

    Appraisal Valuation

  • Standard Deviation: 0.2
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 73
  • Final Value: 865,130
  • High Value: 1,038,183
  • Low Value: 692,076

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $212,000
  • First Open Lien Mortgage Lender: PARKSIDE LENDING LLC
  • First Open Lien Mortgage Recording Date: Nov 07, 2012
  • First Open Lien Mortgage Loan Amount: $212,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2042

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $350,947
  • Assessed Land Value: $246,281
  • Assessed Improvements Value: $104,666

    Sales

  • Current Sale Contract Date: May 06, 2011
  • Current Sale Recording Date: Jun 29, 2011
  • Current Sale Transaction ID: 1042883660
  • Current Sale Price: $285,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 21220853
  • Previous Sale Recording Date: Jun 29, 2011
  • Previous Sale Contract Date: Jun 16, 2011
  • Previous Sale Amount: $285,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: CARRINGTON MORTGAGE SERVICES L
  • First Mortgage Transaction Date: Jun 29, 2011
  • First Mortgage Loan Amount: $213,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2041

About Evergreen



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Frequently Asked Questions

What neighborhood is 1997 Loch Ness Way located in?
The 1997 Loch Ness Way is a located in the neighborhood of Brigadoon in Evergreen, San Jose.
What is the average sales price for listings in 1997 Loch Ness Way?
The average sales price for units in 1997 Loch Ness Way is $0 currently.

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