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1989 Philo Avenue

1989 Philo Avenue, Muskegon, MI 49441
Property in Lakeside
Sold Dec 10, 2009
Transfer
$41,961 by Fifth Third Mortgage Michigan
Mortgage Due Dec 01, 2039
Sold Nov 10, 2005
$82,900
$66,320 by Fmf Capital Llc
Mortgage Due Nov 01, 2035
1989 Philo Avenue has been categorized by the local assessors in Muskegon, MI as a residential type of property. The building on the property was first built in 1956 and is 68 years old. The home has a total of 3 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1989 Philo Avenue has 800 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 4,487 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 320 sqft. According to our sources, there is one available parking space. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. Prior to that sales transaction, the property was also sold in Oct 24, 2005 for $82,900. 1989 Philo Avenue was last assessed in 2023. The total value of the property was assessed at $77,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $436. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1956
  • Building Count: 1
  • Total Rooms: 3
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 1
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 800
  • Garage Type: Garage
  • Garage Square Area: 320
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 4,487
  • Total Building Area: 800
  • Building Area: 800
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 800
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: COMMUNITY PARK A SUB OF BLOCKS 617-619
  • Land Acres: 0.103
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CITY OF MUSKEGON COMMUNITY PARK A SUB DIV OF BLKS 617 618 619 LOT 7 BLK 1

Ownership

  • Current Owner : AURICH NICOLE M
  • Previous Owner : HODGES RYAN
  • Owner Before Previous Owner: OBRIEN AMANDA M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Muskegon City School District
  • School Tax School District: MUSKEGON
  • Census Tract: 000900

Zoning

  • Zoning: R-1

Geography

  • District: 24
  • Parcel: 61-24-210-001-0007-00
  • Block: 1
  • Lot: 7
  • Meridian: SEC 10 TWN 9N RNG 17W
  • Municipality: CITY OF MUSKEGON
  • Latitude: 43.2074
  • Longitude: -86.2928

    Address

  • Full Address: 1989 Philo Ave
  • Address - House Number: 1989
  • Address - Street Name: Philo
  • Address - Suffix Type: Ave
  • State: MI
  • City Name: Muskegon
  • Carrier Code: C006
  • 4-Digit Zip Code: 1462
  • Zip Code: 49441

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $436

    Appraisal Valuation

  • Standard Deviation: 0.4798
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 4
  • Final Value: 168,015
  • High Value: 248,640
  • Low Value: 87,389

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $43,426
  • First Open Lien Mortgage Lender: FIFTH THIRD MORTGAGE MICHIGAN
  • First Open Lien Mortgage Recording Date: Dec 10, 2009
  • First Open Lien Mortgage Loan Amount: $41,961
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2039
  • Second Open Lien Mortgage Lender: SECRETARY/HOUSING & URBAN DEV
  • Second Open Lien Mortgage Recording Date: Feb 21, 2024
  • Second Open Lien Mortgage Loan Amount: $1,465
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2054

    Market Valuation

  • Market Total Value: $155,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $77,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 20, 2009
  • Current Sale Recording Date: Dec 10, 2009
  • Current Sale Transaction ID: 1105583668
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 5333064
  • Previous Sale Recording Date: Nov 10, 2005
  • Previous Sale Contract Date: Oct 24, 2005
  • Previous Sale Amount: $82,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIFTH THIRD MORTGAGE MICHIGAN
  • First Mortgage Transaction Date: Dec 10, 2009
  • First Mortgage Loan Amount: $41,961
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2039

    Previous Mortgages

  • Previous Mortgage Lender: FMF CAPITAL LLC
  • Previous Mortgage Transaction Date: Nov 10, 2005
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $66,320
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Nov 01, 2035

About Lakeside



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Frequently Asked Questions

What neighborhood is 1989 Philo Avenue located in?
The 1989 Philo Avenue is a located in the neighborhood of Lakeside in Lakeside, Muskegon.
What is the average sales price for listings in 1989 Philo Avenue?
The average sales price for units in 1989 Philo Avenue is $0 currently.

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