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196 Mountain Top Drive

196 Mountain Top Drive, Chatham, VA 24531
Property in Pittsylvania
Sold Aug 03, 2021
$312,500
$306,839 by Atlantic Bay Mortgage Group Ll
Mortgage Due Aug 01, 2051
Local assessors in Chatham, VA have categorized 196 Mountain Top Drive as a residential type of property. The home was built in 1983 and is 41 years old. The property's lot size has been calculated to be 254,390 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a contemporary style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 196 Mountain Top Drive has a total of 1,192 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. The building has a roof that is made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 196 Mountain Top Drive sold most recently in Jul 20, 2021 for a total of $312,500. If you work out the math, that's approximately a cost of $262.16 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,214 in taxes each year. 196 Mountain Top Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $176,500. If we break it down further, the land itself was valued at $37,100. Improvements to the property, however, were assessed at a total of $139,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1983
  • Effective Year Built: 1983
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Wood
  • Building Style: Contemporary
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 254,390
  • Total Building Area: 1,192
  • Building Area: 1,192
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,192
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 5.84
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WHITE OAK MTN 5.84 AC

Ownership

  • Current Owner : BRAZIE JORDAN HINES
  • Current Owner 2: BRAZIE AMANDA MERRILL
  • Previous Owner : TERRY ELMER WILLIAM
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Pittsylvania County Public Schools
  • Census Tract: 010700

Zoning

  • Zoning: RC-1

Geography

  • Assessors Map Reference: DB773/236
  • Account Number: 254680
  • District: 5
  • Parcel: 2445-84-9751
  • Municipality: CHATHAM
  • Latitude: 36.8083
  • Longitude: -79.2986

    Address

  • Full Address: 196 Mountain Top Dr
  • Address - House Number: 196
  • Address - Street Name: Mountain Top
  • Address - Suffix Type: Dr
  • State: VA
  • City Name: Chatham
  • Carrier Code: R001
  • 4-Digit Zip Code: 3213
  • Zip Code: 24531

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,214
  • Tax Rate Code Area: REAL ESTAT

    Appraisal Valuation

  • Standard Deviation: 0.1326
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 84
  • Final Value: 315,278
  • High Value: 357,089
  • Low Value: 273,467

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $306,839
  • First Open Lien Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Open Lien Mortgage Recording Date: Aug 03, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $306,839
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $176,500
  • Market Land Value: $37,100
  • Market Improvement Value: $139,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $176,500
  • Assessed Land Value: $37,100
  • Assessed Improvements Value: $139,400

    Sales

  • Current Sale Contract Date: Jul 20, 2021
  • Current Sale Recording Date: Aug 03, 2021
  • Current Sale Transaction ID: 11846785337
  • Current Sale Price: $312,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 210004863

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Aug 03, 2021
  • First Mortgage Loan Amount: $306,839
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Pittsylvania



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Frequently Asked Questions

What neighborhood is 196 Mountain Top Drive located in?
The 196 Mountain Top Drive is a located in the neighborhood of Pittsylvania in Pittsylvania, Chatham.
What is the average sales price for listings in 196 Mountain Top Drive?
The average sales price for units in 196 Mountain Top Drive is $0 currently.

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