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1950 Jacks Creek Road

1950 Jacks Creek Road, Richmond, KY 40475
Property in Madison
Sold May 04, 2017
$198,500
$194,904 by Kentucky Bank
Mortgage Due May 01, 2047
Sold Oct 13, 2006
$179,500
$143,600 by Americas Wholesale Lender
Mortgage Due Oct 01, 2036
This has been categorized as a residential property type. It is a single story home. 1950 Jacks Creek Road has 1,400 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 784 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 49,627 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of composition shingle. For those who need parking, there is a garage underground or in the basement. The garage is 616 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick veneer. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump and being fueled with electricity. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1950 Jacks Creek Road sold most recently in Apr 28, 2017 for a total of $198,500. If you work out the math, that's approximately a cost of $141.79 per sqft. Before that, the property was also sold for $179,500 in Oct 6, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,989 in taxes each year. 1950 Jacks Creek Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $205,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Building Condition: Average
  • Construction Type: Frame
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Finished improved basement
  • Basement Area: 784
  • Garage Type: Underground/basement
  • Garage Square Area: 616
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 49,627
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,400
  • Building Area: 1,400
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,400
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HUKILL
  • Land Acres: 1.139
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HUKILL LOT 4

Ownership

  • Current Owner : SMITH CHRISTOPHER
  • Current Owner 2: SMITH CHELSEA
  • Previous Owner : HARDIN JASON
  • Previous Owner 2: HARDIN ANNA K
  • Owner Before Previous Owner: EDWARDS CATHERINE LYNN
  • Owner Before Previous Owner 2: EDWARDS JONATHAN DOUGLAS
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Madison County School District
  • Census Tract: 010801

Geography

  • Account Number: 140205
  • District: 01
  • Parcel: 0027-0011-0004
  • Lot: 4
  • Municipality: COUNTY
  • Latitude: 37.8364
  • Longitude: -84.385

    Address

  • Full Address: 1950 Jacks Creek Rd
  • Address - House Number: 1950
  • Address - Street Name: Jacks Creek
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Richmond
  • Carrier Code: R004
  • 4-Digit Zip Code: 9470
  • Zip Code: 40475

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,989
  • Tax Rate Code Area: 01

    Appraisal Valuation

  • Standard Deviation: 0.2366
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 67
  • Final Value: 315,644
  • High Value: 390,336
  • Low Value: 240,951

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $194,904
  • First Open Lien Mortgage Lender: KENTUCKY BANK
  • First Open Lien Mortgage Recording Date: May 04, 2017
  • First Open Lien Mortgage Loan Amount: $194,904
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2047

    Market Valuation

  • Market Total Value: $205,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $205,000

    Sales

  • Current Sale Contract Date: Apr 28, 2017
  • Current Sale Recording Date: May 04, 2017
  • Current Sale Transaction ID: 1812297431
  • Current Sale Price: $198,500
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2013958125
  • Previous Sale Recording Date: Oct 13, 2006
  • Previous Sale Contract Date: Oct 06, 2006
  • Previous Sale Amount: $179,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: KENTUCKY BANK
  • First Mortgage Transaction Date: May 04, 2017
  • First Mortgage Loan Amount: $194,904
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAS WHOLESALE LENDER
  • Previous Mortgage Transaction Date: Oct 13, 2006
  • Previous Mortgage Loan Amount: $143,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2036

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Frequently Asked Questions

What neighborhood is 1950 Jacks Creek Road located in?
The 1950 Jacks Creek Road is a located in the neighborhood of Madison in Madison, Richmond.
What is the average sales price for listings in 1950 Jacks Creek Road?
The average sales price for units in 1950 Jacks Creek Road is $0 currently.

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