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195 Columbia Street

195 Columbia Street, Cohoes, NY 12047
Property in Cohoes
Sold Aug 12, 2016
$159,500
$150,228 by Mb Financial Bank Na
Mortgage Due Aug 01, 2046
Sold Aug 06, 2008
$164,000
$160,481 by M & T Bank
Mortgage Due Jun 01, 2038
195 Columbia Street in Cohoes, NY was first built in 1893 and is 131 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 195 Columbia Street has 2,116 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 300 ft and the linear feet between the front and back of the lot is 1,290. In total, the area measurement of the land is 3,870 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of a material which is produced from two or more constituent materials. As for heating, the home is utilizing a hot water heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 195 Columbia Street sold most recently in Jul 25, 2016 for a total of $159,500. If you work out the math, that's approximately a cost of $75.38 per sqft. Before that, the property was also sold for $164,000 in Apr 30, 2008. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $3,938 in taxes each year. 195 Columbia Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $70,400. If we break it down further, the land itself was valued at $10,100. Improvements to the property, however, were assessed at a total of $60,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1893
  • Effective Year Built: 1893
  • Bedroom Count: 5
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Composition
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 3,870
  • Lot Size Depth Feet: 1,290
  • Lot Size Frontage Feet: 300
  • Total Building Area: 2,116
  • Gross Building Area: 2,116
  • Building Area: 2,116
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,116
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: 5TH WARD
  • Land Acres: 0.088
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : ODOM APRIL D
  • Previous Owner : STEVENSON ASHELY R
  • Previous Owner 2: BOUCHARD BRET
  • Owner Before Previous Owner: JAROSZ DAVID S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cohoes City School District
  • School Tax School District: COHOES
  • Census Tract: 013000

Zoning

  • Zoning: 02 - SINGL

Geography

  • Account Number: 01006500010240000000
  • District: 010300
  • Section: 10.65
  • Parcel: 010300 10.65-1-24
  • Block: 1
  • Lot: 24.000
  • Municipality: COHOES
  • Latitude: 42.7722
  • Longitude: -73.712

    Address

  • Full Address: 195 Columbia St
  • Address - House Number: 195
  • Address - Street Name: Columbia
  • Address - Suffix Type: St
  • State: NY
  • City Name: Cohoes
  • Carrier Code: C003
  • 4-Digit Zip Code: 2715
  • Zip Code: 12047

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,938
  • Tax Rate Code Area: 010300

    Appraisal Valuation

  • Standard Deviation: 0.4572
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 8
  • Final Value: 168,865
  • High Value: 246,070
  • Low Value: 91,659

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $150,228
  • First Open Lien Mortgage Lender: MB FINANCIAL BANK NA
  • First Open Lien Mortgage Recording Date: Aug 12, 2016
  • First Open Lien Mortgage Loan Amount: $150,228
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2046

    Market Valuation

  • Market Total Value: $176,000
  • Market Land Value: $25,250
  • Market Improvement Value: $150,750

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $70,400
  • Assessed Land Value: $10,100
  • Assessed Improvements Value: $60,300

    Sales

  • Current Sale Contract Date: Jul 25, 2016
  • Current Sale Recording Date: Aug 12, 2016
  • Current Sale Transaction ID: 11477710905
  • Current Sale Price: $159,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2016-18207
  • Previous Sale Recording Date: Aug 06, 2008
  • Previous Sale Contract Date: Apr 30, 2008
  • Previous Sale Amount: $164,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MB FINANCIAL BANK NA
  • First Mortgage Transaction Date: Aug 12, 2016
  • First Mortgage Loan Amount: $150,228
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2046

    Previous Mortgages

  • Previous Mortgage Lender: M & T BANK
  • Previous Mortgage Transaction Date: Aug 06, 2008
  • Previous Mortgage Loan Amount: $160,481
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jun 01, 2038

About Cohoes



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Frequently Asked Questions

What neighborhood is 195 Columbia Street located in?
The 195 Columbia Street is a located in the neighborhood of Cohoes in Cohoes, Cohoes.
What is the average sales price for listings in 195 Columbia Street?
The average sales price for units in 195 Columbia Street is $0 currently.

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