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194 County Rd 37

194 County Rd 37, Worcester, NY 12197
House in Decatur
Sold Dec 28, 2021
$104,900
$101,753 by M & T Bank
Mortgage Due Dec 28, 2051
194 County Rd 37 has been categorized by the local assessors in Worcester, NY as a residential type of property. The building on the property was first built in 1970 and is 54 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 194 County Rd 37 has 1,220 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 174,676 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a raised ranch style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as fair. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The exterior walls of the building are made of wood. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in Dec 27, 2021 for $104,900. That's $85.98 per sqft. 194 County Rd 37 was last assessed in 2023. The total value of the property was assessed at $58,500. Specifically, the land the property is located on was valued at $6,500. While improvements on the property were assessed at a total of $52,000. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $0. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1970
  • Effective Year Built: 1970
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Fair
  • Building Quality: D
  • Building Style: Raised Ranch
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 174,676
  • Total Building Area: 1,220
  • Building Area: 1,220
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,220
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 4.01
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HUNT DANIELLE
  • Previous Owner : DECKER FREDERICK R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Worcester Central School District
  • School Tax School District: WORCESTER
  • Census Tract: 590600

Geography

  • Account Number: 337022
  • District: 362600
  • Section: 167.00
  • Parcel: 362600 167.00-2-13.01
  • Block: 2
  • Lot: 13.00
  • Municipality: DECATUR
  • Latitude: 42.6473
  • Longitude: -74.7179

    Address

  • Full Address: 194 County Highway 37
  • Address - House Number: 194
  • Address - Street Name: County Highway 37
  • State: NY
  • City Name: Worcester
  • Carrier Code: R002
  • 4-Digit Zip Code: 4302
  • Zip Code: 12197

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 366606

    Appraisal Valuation

  • Standard Deviation: 0.1263
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 74
  • Final Value: 155,950
  • High Value: 175,658
  • Low Value: 136,241

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $104,900
  • First Open Lien Mortgage Lender: M & T BANK
  • First Open Lien Mortgage Recording Date: Dec 28, 2021
  • First Open Lien Mortgage Loan Amount: $101,753
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Dec 28, 2051
  • Second Open Lien Mortgage Lender: M & T BANK
  • Second Open Lien Mortgage Recording Date: Dec 28, 2021
  • Second Open Lien Mortgage Loan Amount: $3,147
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • Second Open Lien Mortgage Loan Due Date: Dec 28, 2051

    Market Valuation

  • Market Total Value: $145,161
  • Market Land Value: $16,129
  • Market Improvement Value: $129,032

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $58,500
  • Assessed Land Value: $6,500
  • Assessed Improvements Value: $52,000

    Sales

  • Current Sale Contract Date: Dec 27, 2021
  • Current Sale Recording Date: Dec 28, 2021
  • Current Sale Transaction ID: 11876953066
  • Current Sale Price: $104,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-7237

    Last Sale Mortgage

  • First Mortgage Lender: M & T BANK
  • First Mortgage Transaction Date: Dec 28, 2021
  • First Mortgage Loan Amount: $101,753
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Otsego



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Frequently Asked Questions

What neighborhood is 194 County Rd 37 located in?
The 194 County Rd 37 is a house located in the neighborhood of Decatur in Otsego, Worcester.
What is the average sales price for listings in 194 County Rd 37?
The average sales price for units in 194 County Rd 37 is $0 currently.

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