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193 Silver Drive

193 Silver Drive, Sonora, KY 42776
Property in Hardin
Sold Oct 08, 2020
$94,000
Sold Jul 28, 2011
$61,500
$63,730 by Century Lending Co
Mortgage Due Aug 01, 2041
Local assessors in Sonora, KY have categorized 193 Silver Drive as a residential type of property. The home was built in 1976 and is 48 years old. The property's lot size has been calculated to be 26,572 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 193 Silver Drive has a total of 1,134 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Lots of brick were used in the construction of the exterior walls of the home. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 193 Silver Drive sold most recently in Sep 28, 2020 for a total of $94,000. If you work out the math, that's approximately a cost of $82.89 per sqft. Before that, the property was also sold for $61,500 in Jul 27, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $950 in taxes each year. 193 Silver Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $116,000. If we break it down further, the land itself was valued at $12,400. Improvements to the property, however, were assessed at a total of $103,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1976
  • Effective Year Built: 1976
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 26,572
  • Total Building Area: 1,134
  • Building Area: 1,134
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,134
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GOLDEN AC
  • Land Acres: 0.61
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: GOLDEN AC LT 10

Ownership

  • Current Owner : DAY KEVIN D
  • Current Owner 2: MAULDIN TAYLOR
  • Previous Owner : GARCIA JOSH B
  • Previous Owner 2: GARCIA BRANDY N
  • Owner Before Previous Owner: PICKERELL IRWIN L
  • Owner Before Previous Owner 2: PICKERELL RUTH
  • Current Owner Is a Corporation Indicator: Yes
  • Vacant Flag: Bank Owned
  • Vacant Flag Date: Nov 15, 2023

Neighborhood

  • School District Name: Hardin County School District
  • Census Tract: 001602

Geography

  • Parcel: 209-00-0A-010
  • Block: A
  • Lot: 10
  • Municipality: HARDIN CO (NOT CITY LIMITS)
  • Latitude: 37.5453
  • Longitude: -85.8786

    Address

  • Full Address: 193 Silver Dr
  • Address - House Number: 193
  • Address - Street Name: Silver
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Sonora
  • Carrier Code: R031
  • 4-Digit Zip Code: 9734
  • Zip Code: 42776

Valuation

    Tax

  • Tax Year: 2021
  • Tax Amount: $950

    Appraisal Valuation

  • Standard Deviation: 0.4244
  • Valuation Date: Nov 08, 2023
  • Confidence Score: 15
  • Final Value: 94,646
  • High Value: 134,815
  • Low Value: 54,476

    Market Valuation

  • Market Total Value: $116,000
  • Market Land Value: $12,400
  • Market Improvement Value: $103,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $116,000
  • Assessed Land Value: $12,400
  • Assessed Improvements Value: $103,600

    Sales

  • Current Sale Contract Date: Sep 28, 2020
  • Current Sale Recording Date: Oct 08, 2020
  • Current Sale Transaction ID: 11792866099
  • Current Sale Price: $94,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Jul 28, 2011
  • Previous Sale Contract Date: Jul 27, 2011
  • Previous Sale Amount: $61,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOUTH CENTRAL BANK
  • First Mortgage Transaction Date: Oct 08, 2020
  • First Mortgage Loan Amount: $92,297
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2050
  • Second Mortgage Lender: LEXINGTON-FAYETTE URBAN COUNTY
  • Second Mortgage Transaction Date: Oct 08, 2020
  • Second Mortgage Loan Amount: $4,200
  • Second Mortgage Terms: 120
  • Second Mortgage Loan Type: Stand Alone Second
  • Second Mortgage Loan Due Date: Oct 01, 2030

    Previous Mortgages

  • Previous Mortgage Lender: CENTURY LENDING CO
  • Previous Mortgage Transaction Date: Jul 28, 2011
  • Previous Mortgage Loan Amount: $63,730
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2041

About Hardin



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Frequently Asked Questions

What neighborhood is 193 Silver Drive located in?
The 193 Silver Drive is a located in the neighborhood of Hardin in Hardin, Sonora.
What is the average sales price for listings in 193 Silver Drive?
The average sales price for units in 193 Silver Drive is $0 currently.

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