193 Central Avenue

Local assessors in Albany, NY have categorized 193 Central Avenue as a exempt type of property. The home was built in 1891 and is 133 years old. The property's lot size has been calculated to be 10,309 square feet. The linear feet between the front and back of the lot was measured at 1,600 ft and the front of the lot was measured at 644 ft. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 193 Central Avenue has a total of 18,370 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 8,537 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The home has been utilizing oil for fuel. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 193 Central Avenue was last sold in Apr 20, 2007 for $150,000. According to our calculations, that's $15.25 per sqft. Current property owners are expected to pay $396 in taxes per year. The property on 193 Central Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $1,618,200. To break that down further, the land itself was valued at $109,300. While improvements to the property were assessed at a total of $1,508,900. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.