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1920 Spratt Avenue

1920 Spratt Avenue, Saint Joseph, MO 64507
Property in Buchanan
Sold Oct 02, 2012
$74,000
$59,200 by Commerce Bank
Mortgage Due Oct 01, 2042
Sold Jan 30, 2009
Transfer
1920 Spratt Avenue in Saint Joseph, MO was first built in 1956 and is 68 years old. This has been categorized as a residential property type. 1920 Spratt Avenue has 1,697 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 850 ft and the linear feet between the front and back of the lot is 1,120. In total, the area measurement of the land is 9,583 square feet.

Learn more about the property and building on this page. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1920 Spratt Avenue sold most recently in Oct 1, 2012 for a total of $74,000. If you work out the math, that's approximately a cost of $43.61 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,077 in taxes each year. 1920 Spratt Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $16,350. If we break it down further, the land itself was valued at $3,470. Improvements to the property, however, were assessed at a total of $12,880. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1956
  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,583
  • Lot Size Depth Feet: 1,120
  • Lot Size Frontage Feet: 850
  • Total Building Area: 1,697
  • Building Area: 1,697
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,697
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CARGILL & CHAPMANS
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUB:CARGILL & CHAPMAN'S LOT:1 BLK: LGL DESC:PART L1 & 2 BEG NW COR L1 TH E 74' FOR POB TH S 85' E 112' TO E/L L2 TH N 85' W 1

Ownership

  • Current Owner : FELLING JAMES BLAIR
  • Previous Owner : GORHAM JIMMA L
  • Owner Before Previous Owner: GORHAM JIMMA L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Joseph School District
  • School Tax School District: SAINT JOSEPH
  • School Tax District Code 2: ROAD/BRIDGE
  • School Tax District Code 3: ST JOSEPH
  • Census Tract: 001500

Zoning

  • Zoning: CITY

Geography

  • Parcel: 06-5.0-16-004-004-056.000
  • Lot: 1
  • Municipality: SJ SCHOOL DISTRICT
  • Latitude: 39.7488
  • Longitude: -94.8298

    Address

  • Full Address: 1920 Spratt Ave
  • Address - House Number: 1920
  • Address - Street Name: Spratt
  • Address - Suffix Type: Ave
  • State: MO
  • City Name: Saint Joseph
  • Carrier Code: C067
  • 4-Digit Zip Code: 1423
  • Zip Code: 64507

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,077
  • Tax Rate Code Area: 78

    Appraisal Valuation

  • Standard Deviation: 0.4945
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 1
  • Final Value: 116,657
  • High Value: 174,349
  • Low Value: 58,964

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $59,200
  • First Open Lien Mortgage Lender: COMMERCE BANK
  • First Open Lien Mortgage Recording Date: Oct 02, 2012
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $59,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2042

    Market Valuation

  • Market Total Value: $86,080
  • Market Land Value: $18,280
  • Market Improvement Value: $67,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $16,350
  • Assessed Land Value: $3,470
  • Assessed Improvements Value: $12,880

    Sales

  • Current Sale Contract Date: Oct 01, 2012
  • Current Sale Recording Date: Oct 02, 2012
  • Current Sale Transaction ID: 1187883377
  • Current Sale Price: $74,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2012012099
  • Previous Sale Recording Date: Jan 30, 2009
  • Previous Sale Contract Date: Oct 29, 2008
  • Previous Sale Document Type: Beneficiary Deed (Buyer ID = "BE")

    Last Sale Mortgage

  • First Mortgage Lender: COMMERCE BANK
  • First Mortgage Transaction Date: Oct 02, 2012
  • First Mortgage Loan Amount: $59,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Oct 01, 2042

    Financing

  • First Mortgage Financing Type: Fixed Rate

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Frequently Asked Questions

What neighborhood is 1920 Spratt Avenue located in?
The 1920 Spratt Avenue is a located in the neighborhood of Buchanan in St. Joseph, Saint Joseph.
What is the average sales price for listings in 1920 Spratt Avenue?
The average sales price for units in 1920 Spratt Avenue is $0 currently.

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