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1908 Gainsborough Lane

1908 Gainsborough Lane, Cincinnati, OH 45230
Property in Sherwood Forest
Sold Nov 23, 2020
$280,000
$252,000 by Bank Of England
Mortgage Due Nov 01, 2050
Sold Sep 01, 1998
$150,000
$142,500 by Fidelity Fsb
Mortgage Due Sep 01, 2028
1908 Gainsborough Lane in Cincinnati, OH was first built in 1969 and is 55 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 1908 Gainsborough Lane has 2,348 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 349 ft and the linear feet between the front and back of the lot is 1,450. In total, the area measurement of the land is 16,117 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The roof of the home is made of asphalt. For those who need parking, there is a garage underground or in the basement. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with brick control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing baseboard heaters and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Oct 23, 2020 for $280,000. That's $83.43 per sqft. Prior to that sales transaction, the property was also sold in Aug 31, 1998 for $150,000. 1908 Gainsborough Lane was last assessed in 2023. The total value of the property was assessed at $98,000. Specifically, the land the property is located on was valued at $15,330. While improvements on the property were assessed at a total of $82,670. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,660. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1969
  • Effective Year Built: 1969
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Brick
  • Building Style: Conventional
  • Exterior Walls Type: Brick
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,008
  • Garage Type: Underground/basement
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 16,117
  • Lot Size Depth Feet: 1,450
  • Lot Size Frontage Feet: 349
  • Total Building Area: 3,356
  • Gross Building Area: 3,356
  • Building Area: 2,348
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Baseboard
  • Heated Square Feet: 2,348
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SHERWOOD FOREST SUB
  • Land Acres: 0.37
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • State Land Use Code: Vehicles general
  • Legal Description 1: GAINSBOROUGH LN 34.93 X 145 IR LOT 128 SHERWOOD FOREST SUB BLK F PT 1

Ownership

  • Current Owner : GATTI GEORGE ANTHONY
  • Previous Owner : REED DANIEL P
  • Owner Before Previous Owner: SCHMITT MICHAEL L
  • Owner Before Previous Owner 2: SCHMITT SUSAN M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Forest Hills Local School District
  • School Tax School District: FOREST HILLS LS
  • Census Tract: 025001

Geography

  • Parcel: 500-0351-0123-00
  • Block: F
  • Lot: 128
  • Municipality: ANDERSON
  • Latitude: 39.0862
  • Longitude: -84.3655

    Address

  • Full Address: 1908 Gainsborough Ln
  • Address - House Number: 1908
  • Address - Street Name: Gainsborough
  • Address - Suffix Type: Ln
  • State: OH
  • City Name: Cincinnati
  • Carrier Code: C098
  • 4-Digit Zip Code: 2142
  • Zip Code: 45230

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,660
  • Tax Rate Code Area: 042

    Appraisal Valuation

  • Standard Deviation: 0.2266
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 68
  • Final Value: 362,381
  • High Value: 444,502
  • Low Value: 280,260

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $252,000
  • First Open Lien Mortgage Lender: BANK OF ENGLAND
  • First Open Lien Mortgage Recording Date: Nov 23, 2020
  • First Open Lien Mortgage Loan Amount: $252,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $280,000
  • Market Land Value: $43,800
  • Market Improvement Value: $236,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $98,000
  • Assessed Land Value: $15,330
  • Assessed Improvements Value: $82,670

    Sales

  • Current Sale Contract Date: Oct 23, 2020
  • Current Sale Recording Date: Nov 23, 2020
  • Current Sale Transaction ID: 11807434790
  • Current Sale Price: $280,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-0122842
  • Previous Sale Recording Date: Sep 01, 1998
  • Previous Sale Contract Date: Aug 31, 1998
  • Previous Sale Amount: $150,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF ENGLAND
  • First Mortgage Transaction Date: Nov 23, 2020
  • First Mortgage Loan Amount: $252,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FIDELITY FSB
  • Previous Mortgage Transaction Date: Sep 01, 1998
  • Previous Mortgage Loan Amount: $142,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Sep 01, 2028

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Frequently Asked Questions

What neighborhood is 1908 Gainsborough Lane located in?
The 1908 Gainsborough Lane is a located in the neighborhood of Sherwood Forest in Sherwood, Cincinnati.
What is the average sales price for listings in 1908 Gainsborough Lane?
The average sales price for units in 1908 Gainsborough Lane is $0 currently.

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