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190 Elm Street

190 Elm Street, Dyer, TN 38330
Property in Gibson
Sold Oct 14, 2021
$245,000
$220,500 by Regions Bank
Mortgage Due Nov 01, 2036
Sold Jun 11, 2020
$33,000
$99,776 by The Farmers And Merchants Bank
Mortgage Due May 16, 2021
Local assessors in Dyer, TN have categorized 190 Elm Street as a residential type of property. The home was built in 1900 and is 124 years old. It was most recently renovated and altered in 2015. The property's lot size has been calculated to be 21,000 square feet. The linear feet between the front and back of the lot was measured at 2,100 ft and the front of the lot was measured at 1,000 ft. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 190 Elm Street has a total of 2,736 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 280 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B-. The building has a gable or hip style roof that was made of composition shingle. Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on a packaged air conditioning unit for their cooling system. The home's a heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 190 Elm Street sold most recently in Oct 13, 2021 for a total of $245,000. If you work out the math, that's approximately a cost of $89.55 per sqft. Before that, the property was also sold for $33,000 in May 22, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,633 in taxes each year. 190 Elm Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $53,675. If we break it down further, the land itself was valued at $1,325. Improvements to the property, however, were assessed at a total of $52,350. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 2015
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: B-
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 280
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 21,000
  • Lot Size Depth Feet: 2,100
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 2,736
  • Building Area: 2,736
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 2,736
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.482
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DISTRICT: 21, COUNTY AREA: D01

Ownership

  • Current Owner : HINSON RORY
  • Current Owner 2: HINSON ANGELA
  • Previous Owner : MIKKELSEN THOMAS A
  • Previous Owner 2: MIKKELSEN CINDY
  • Owner Before Previous Owner: DUNAGAN JAY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Gibson County School District
  • School Tax School District: 27221
  • Census Tract: 966200

Geography

  • Assessors Map Reference: 061E
  • District: 21
  • Parcel: 027061E B 00200
  • Municipality: DYER CITY
  • Latitude: 36.063
  • Longitude: -88.9947

    Address

  • Full Address: 190 Elm St
  • Address - House Number: 190
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: TN
  • City Name: Dyer
  • Carrier Code: C001
  • 4-Digit Zip Code: 2106
  • Zip Code: 38330

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,633
  • Tax Rate Code Area: 27B02

    Appraisal Valuation

  • Standard Deviation: 0.2682
  • Valuation Date: Mar 15, 2023
  • Confidence Score: 61
  • Final Value: 321,152
  • High Value: 407,312
  • Low Value: 234,993

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $220,500
  • First Open Lien Mortgage Lender: REGIONS BANK
  • First Open Lien Mortgage Recording Date: Oct 14, 2021
  • First Open Lien Mortgage Loan Amount: $220,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2036

    Market Valuation

  • Market Total Value: $214,700
  • Market Land Value: $5,300
  • Market Improvement Value: $209,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $53,675
  • Assessed Land Value: $1,325
  • Assessed Improvements Value: $52,350

    Sales

  • Current Sale Contract Date: Oct 13, 2021
  • Current Sale Recording Date: Oct 14, 2021
  • Current Sale Transaction ID: 11859869297
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 210254
  • Previous Sale Recording Date: Jun 11, 2020
  • Previous Sale Contract Date: May 22, 2020
  • Previous Sale Amount: $33,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: REGIONS BANK
  • First Mortgage Transaction Date: Oct 14, 2021
  • First Mortgage Loan Amount: $220,500
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: THE FARMERS AND MERCHANTS BANK
  • Previous Mortgage Transaction Date: Jun 11, 2020
  • Previous Mortgage Loan Amount: $99,776
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: May 16, 2021

About Dyer



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 190 Elm Street located in?
The 190 Elm Street is a located in the neighborhood of Gibson in Dyer, Dyer.
What is the average sales price for listings in 190 Elm Street?
The average sales price for units in 190 Elm Street is $0 currently.

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