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19 Mechanic Street

19 Mechanic Street, Oxford, MI 48371
Property in Oxford
Sold Aug 29, 2022
$269,900
$209,900 by Caliber Home Loans Inc
Mortgage Due Sep 01, 2052
Sold Feb 20, 2015
$149,900
$147,184 by Ross Mortgage Corp
Mortgage Due Mar 01, 2045
Local assessors in Oxford, MI have categorized 19 Mechanic Street as a residential type of property. The home was built in 1850 and is 174 years old. The property's lot size has been calculated to be 15,899 square feet. The linear feet between the front and back of the lot was measured at 1,900 ft and the front of the lot was measured at 830 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 19 Mechanic Street has a total of 1,966 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. The building has a gable style roof. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on no air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 19 Mechanic Street sold most recently in Aug 12, 2022 for a total of $269,900. If you work out the math, that's approximately a cost of $137.28 per sqft. Before that, the property was also sold for $149,900 in Feb 12, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,934 in taxes each year. 19 Mechanic Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $116,400. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1850
  • Effective Year Built: 1850
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,242
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 15,899
  • Lot Size Depth Feet: 1,900
  • Lot Size Frontage Feet: 830
  • Total Building Area: 1,966
  • Building Area: 1,966
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: No air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,966
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DENISON'S DIVISION
  • Land Acres: 0.365
  • Standard Land Use Code: Single family residential
  • Legal Description 1: T5N, R10E, SEC 27 DENISON'S DIVISION LOT 3 BLK 5

Ownership

  • Current Owner : KNAPP GEORGE N
  • Current Owner 2: KNAPP MICHELLE L
  • Previous Owner : JENNY DUDLEY
  • Owner Before Previous Owner: BENNETT KELLEY M
  • Owner Before Previous Owner 2: BENNETT ROSE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Oxford Area Community Schools
  • School Tax School District: 63110
  • Census Tract: 121500

Zoning

  • Zoning: RI

Geography

  • District: PO
  • Parcel: PO-04-27-204-017
  • Block: 5
  • Lot: 3
  • Meridian: SEC 27 TWN 05N RNG 10E
  • Municipality: OXFORD VILLAGE
  • Latitude: 42.8219
  • Longitude: -83.2639

    Address

  • Full Address: 19 Mechanic St
  • Address - House Number: 19
  • Address - Street Name: Mechanic
  • Address - Suffix Type: St
  • State: MI
  • City Name: Oxford
  • Carrier Code: C002
  • 4-Digit Zip Code: 4951
  • Zip Code: 48371

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,934

    Appraisal Valuation

  • Standard Deviation: 0.3401
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 31
  • Final Value: 239,000
  • High Value: 320,305
  • Low Value: 157,694

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $209,900
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Aug 29, 2022
  • First Open Lien Mortgage Loan Amount: $209,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2052

    Market Valuation

  • Market Total Value: $232,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $116,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 12, 2022
  • Current Sale Recording Date: Aug 29, 2022
  • Current Sale Transaction ID: 11895955202
  • Current Sale Price: $269,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 436189
  • Previous Sale Recording Date: Feb 20, 2015
  • Previous Sale Contract Date: Feb 12, 2015
  • Previous Sale Amount: $149,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CALIBER HOME LOANS INC
  • First Mortgage Transaction Date: Aug 29, 2022
  • First Mortgage Loan Amount: $209,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: ROSS MORTGAGE CORP
  • Previous Mortgage Transaction Date: Feb 20, 2015
  • Previous Mortgage Loan Amount: $147,184
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2045

About Oxford



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Frequently Asked Questions

What neighborhood is 19 Mechanic Street located in?
The 19 Mechanic Street is a located in the neighborhood of Oxford in Oxford, Oxford.
What is the average sales price for listings in 19 Mechanic Street?
The average sales price for units in 19 Mechanic Street is $0 currently.

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