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1898 McClain Trail

1898 McClain Trail, Lincolnton, NC 28092
House in Lincoln
Sold Dec 18, 2020
$127,000
$124,699 by Fairway Independent Mortgage C
Mortgage Due Jan 01, 2051
Sold Apr 12, 2013
$85,000
$86,400 by First National Bank Of Shelby
Mortgage Due May 01, 2043
Local assessors in Lincolnton, NC have categorized 1898 McClain Trail as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 32,539 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1898 McClain Trail has a total of 960 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Dec 18, 2020 for $127,000. That's $132.29 per sqft. Prior to that sales transaction, the property was also sold in Apr 12, 2013 for $85,000. 1898 McClain Trail was last assessed in 2023. The total value of the property was assessed at $150,659. Specifically, the land the property is located on was valued at $24,000. While improvements on the property were assessed at a total of $126,659. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,060. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 32,539
  • Total Building Area: 960
  • Building Area: 960
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 960
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MELINDA SMITH
  • Land Acres: 0.747
  • Standard Land Use Code: Single family residential
  • Legal Description 1: #1 LT MELINDA SMITH

Ownership

  • Current Owner : WRIGHT LARA ELIZABETH
  • Current Owner 2: MACE GRAEM ALLEN
  • Previous Owner : HOLMES PHILIP P
  • Previous Owner 2: HOLMES TIFFANY
  • Owner Before Previous Owner: MCGINNIS JOHN A
  • Owner Before Previous Owner 2: MCGINNIS JESSI S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lincoln County Schools
  • School Tax School District: BOGER CITY
  • Census Tract: 070202

Zoning

  • Zoning: R-S

Geography

  • Assessors Map Reference: 3644-7
  • Account Number: 282094
  • District: 004
  • Parcel: 27941
  • Municipality: IRONTON
  • Latitude: 35.51
  • Longitude: -81.1955

    Address

  • Full Address: 1898 Mcclain Trl
  • Address - House Number: 1898
  • Address - Street Name: Mcclain
  • Address - Suffix Type: Trl
  • State: NC
  • City Name: Lincolnton
  • Carrier Code: R016
  • 4-Digit Zip Code: 8687
  • Zip Code: 28092

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,060
  • Tax Rate Code Area: BOGER CITY

    Appraisal Valuation

  • Standard Deviation: 0.2723
  • Valuation Date: Nov 08, 2023
  • Confidence Score: 61
  • Final Value: 208,232
  • High Value: 264,950
  • Low Value: 151,514

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $130,933
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Dec 18, 2020
  • First Open Lien Mortgage Loan Amount: $124,699
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051
  • Second Open Lien Mortgage Lender: NORTH CAROLINA HOUSING FINANCE
  • Second Open Lien Mortgage Recording Date: Dec 18, 2020
  • Second Open Lien Mortgage Loan Amount: $6,234
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $150,659
  • Market Land Value: $24,000
  • Market Improvement Value: $126,659

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $150,659
  • Assessed Land Value: $24,000
  • Assessed Improvements Value: $126,659

    Sales

  • Current Sale Contract Date: Dec 18, 2020
  • Current Sale Recording Date: Dec 18, 2020
  • Current Sale Transaction ID: 11809419602
  • Current Sale Price: $127,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 622038
  • Previous Sale Recording Date: Apr 12, 2013
  • Previous Sale Contract Date: Apr 12, 2013
  • Previous Sale Amount: $85,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Dec 18, 2020
  • First Mortgage Loan Amount: $124,699
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATIONAL BANK OF SHELBY
  • Previous Mortgage Transaction Date: Apr 12, 2013
  • Previous Mortgage Loan Amount: $86,400
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: May 01, 2043

About Lincoln



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Nearby Rentals

Unit for rent at 189 Lawing Street, Lincolnton, NC, 28092

$2,000 /mo

  • 4 Beds
  • 3 Baths
  • 2,415 ft²
189 Lawing Street, Lincolnton, NC, 28092 Listing by Donna Boyd

Frequently Asked Questions

What neighborhood is 1898 McClain Trail located in?
The 1898 McClain Trail is a house located in the neighborhood of Lincoln in Lincoln, Lincolnton.
What is the average sales price for listings in 1898 McClain Trail?
The average sales price for units in 1898 McClain Trail is $0 currently.

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