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1895 Smyers Drive

1895 Smyers Drive, Benton Harbor, MI 49022
Property in Benton
Sold Feb 26, 2008
$108,000
$72,500 by United Federal Credit Union
Mortgage Due Dec 25, 2031
1895 Smyers Drive has been categorized by the local assessors in Benton Harbor, MI as a residential type of property. The building on the property was first built in 1959 and is 65 years old. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. In addition, 1895 Smyers Drive has 1,931 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,320 ft and across the front of the lot is 800 ft. The area measurement of the land has been determined as 10,542 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a raised ranch style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 480 sqft. According to our sources, there are a total of 2 available parking spaces. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Feb 21, 2008 for $108,000. That's $55.93 per sqft. 1895 Smyers Drive was last assessed in 2023. The total value of the property was assessed at $85,400. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $853. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1959
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Style: Raised Ranch
  • Basement Type: Unspecified basement
  • Basement Area: 1,457
  • Garage Type: Garage
  • Garage Square Area: 480
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 10,542
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 800
  • Total Building Area: 1,931
  • Building Area: 1,931
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,931
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SMYERS SUBDN
  • Land Acres: 0.242
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 17 SMYERS SUBDN

Ownership

  • Current Owner : BONDS RICHARD
  • Previous Owner : JOHNSON BENJAMIN F
  • Previous Owner 2: JOHNSON MARY L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Benton Harbor Area Schools
  • School Tax School District: BENTON HARBOR
  • Census Tract: 002000

Zoning

  • Zoning: A2 SING FA

Geography

  • Assessors Map Reference: 031-1
  • District: 03
  • Parcel: 03-7340-0017-00-6
  • Lot: 17
  • Municipality: BENTON TWP
  • Latitude: 42.0839
  • Longitude: -86.4491

    Address

  • Full Address: 1895 Smyers Dr
  • Legal Unit: 17
  • Address - House Number: 1895
  • Address - Street Name: Smyers
  • Address - Suffix Type: Dr
  • State: MI
  • City Name: Benton Harbor
  • Carrier Code: C017
  • 4-Digit Zip Code: 6544
  • Zip Code: 49022

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $853

    Appraisal Valuation

  • Standard Deviation: 0.3113
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 37
  • Final Value: 110,186
  • High Value: 144,496
  • Low Value: 75,875

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $72,500
  • First Open Lien Mortgage Lender: UNITED FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Apr 08, 2022
  • First Open Lien Mortgage Loan Amount: $72,500
  • First Open Lien Mortgage Term: 115
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Dec 25, 2031

    Market Valuation

  • Market Total Value: $170,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $85,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 21, 2008
  • Current Sale Recording Date: Feb 26, 2008
  • Current Sale Transaction ID: 1184463448
  • Current Sale Price: $108,000
  • Current Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BEST HOME FINANCIAL INC
  • First Mortgage Transaction Date: Feb 26, 2008
  • First Mortgage Loan Amount: $106,331
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2038

About Fair Plain



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 1895 Smyers Drive located in?
The 1895 Smyers Drive is a located in the neighborhood of Benton in Fair Plain, Benton Harbor.
What is the average sales price for listings in 1895 Smyers Drive?
The average sales price for units in 1895 Smyers Drive is $0 currently.

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