OWNER FINANCE OFFERED AT 4.95%! Welcome to your dream retreat by the water! This stunning one-story home offers a perfect blend of luxury & comfort, nestled in a serene waterfront setting. As you enter, you're greeted by expansive open-concept layout! Oversized rooms boast high ceilings & abundant natural light, creating an inviting atmosphere! Attention to detail is evident from the charming blend of brick & stone exterior to the warm wood flooring that offers durability & style. PLUS NEW 2024 ROOF! With southeast front exposure, this home enjoys the advantage of no direct sun in the afternoon, allowing for full enjoyment of the outdoor spaces.  Direct access to walking trails provides the perfect opportunity to explore the tranquil surroundings. Neighborhood amenities including pool, splashpad & play area are just a short walk ensuring endless opportunities for leisure. Don't miss your chance to experience waterfront living at its finest. Make this exquisite retreat your own oasis!