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185 East Albany Street

185 East Albany Street, Oswego, NY 13126
Property in Oswego
Sold Apr 28, 2016
$119,780
$116,372 by Syracuse Securities Inc
Mortgage Due May 01, 2046
Local assessors in Oswego, NY have categorized 185 East Albany Street as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 11,100 square feet. The linear feet between the front and back of the lot was measured at 1,480 ft and the front of the lot was measured at 750 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 185 East Albany Street has a total of 1,496 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 294 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. In addition, there is a vinyl in-ground pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 185 East Albany Street sold most recently in Apr 20, 2016 for a total of $119,780. If you work out the math, that's approximately a cost of $80.07 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,149 in taxes each year. 185 East Albany Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $119,780. If we break it down further, the land itself was valued at $16,400. Improvements to the property, however, were assessed at a total of $103,380. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 294
  • Parking Space Count: 1
  • Porch Type: Open porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 11,100
  • Lot Size Depth Feet: 1,480
  • Lot Size Frontage Feet: 750
  • Total Building Area: 1,496
  • Building Area: 1,496
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,496
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.254
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SMITH JASON D
  • Current Owner 2: SMITH MICHELE M
  • Previous Owner : KAPLAN BARBARA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oswego City School District
  • School Tax School District: OSWEGO
  • Census Tract: 021605

Zoning

  • Zoning: TN2

Geography

  • Account Number: 6872
  • District: 351200
  • Section: 128.58
  • Parcel: 351200 128.58-04-09
  • Block: 4
  • Lot: 9.000
  • Municipality: OSWEGO
  • Latitude: 43.4574
  • Longitude: -76.4893

    Address

  • Full Address: 185 E Albany St
  • Address - House Number: 185
  • Street Direction: E
  • Address - Street Name: Albany
  • Address - Suffix Type: St
  • State: NY
  • City Name: Oswego
  • Carrier Code: C015
  • 4-Digit Zip Code: 3443
  • Zip Code: 13126

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,149
  • Tax Rate Code Area: 351200

    Appraisal Valuation

  • Standard Deviation: 0.2752
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 60
  • Final Value: 195,916
  • High Value: 249,845
  • Low Value: 141,988

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $141,372
  • First Open Lien Mortgage Lender: SYRACUSE SECURITIES INC
  • First Open Lien Mortgage Recording Date: Apr 28, 2016
  • First Open Lien Mortgage Loan Amount: $116,372
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2046
  • Second Open Lien Mortgage Lender: EMPOWER FCU
  • Second Open Lien Mortgage Recording Date: Nov 18, 2020
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $25,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $144,313
  • Market Land Value: $19,759
  • Market Improvement Value: $124,554

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $119,780
  • Assessed Land Value: $16,400
  • Assessed Improvements Value: $103,380

    Sales

  • Current Sale Contract Date: Apr 20, 2016
  • Current Sale Recording Date: Apr 28, 2016
  • Current Sale Transaction ID: 1535621575
  • Current Sale Price: $119,780
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R-2016-003620

    Last Sale Mortgage

  • First Mortgage Lender: SYRACUSE SECURITIES INC
  • First Mortgage Transaction Date: Apr 28, 2016
  • First Mortgage Loan Amount: $116,372
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: May 01, 2046

About Oswego



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 185 East Albany Street located in?
The 185 East Albany Street is a located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 185 East Albany Street?
The average sales price for units in 185 East Albany Street is $0 currently.

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