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1815 Oak Street

1815 Oak Street, Wilmington, DE 19805
Property in Bayard Square
Sold Jun 17, 2015
$190,000
$186,558 by M & T Bank
Mortgage Due Jul 01, 2045
Sold Feb 03, 2009
$248,000
$210,800 by Sovereign Bank
Mortgage Due Feb 01, 2039
Local assessors in Wilmington, DE have categorized 1815 Oak Street as a residential type of property. The home was built in 1947 and is 77 years old. The property's lot size has been calculated to be 2,614 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 270 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a duplex style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1815 Oak Street has a total of 1,412 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a flat style roof that was made of asbestos. Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. The home's a hot water heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1815 Oak Street was last sold in Jun 16, 2015 for $190,000. According to our calculations, that's $134.56 per sqft. Prior to that sales transaction, the property was sold for $248,000 in Jan 30, 2009. Current property owners are expected to pay $1,761 in taxes per year. The property on 1815 Oak Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $49,000. To break that down further, the land itself was valued at $9,300. While improvements to the property were assessed at a total of $39,700. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Building Style

Colonial
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1947
  • Effective Year Built: 1947
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Duplex
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Flat
  • Roof Cover Type: Asbestos
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 2,614
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 270
  • Total Building Area: 1,412
  • Gross Building Area: 1,412
  • Building Area: 1,412
  • Building Area Measurement: Gross Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,412
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WILMINGTON
  • Land Acres: 0.06
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: BEG AT POINT ON NELY SIDE OF OAK ST AT 50 FT WIDE AT DIS OF 175.16 FT NWLY FROM NWLY SIDE OF SCOTT ST

Ownership

  • Current Owner : GRANEY EDWARD C
  • Previous Owner : BABBY CAROL L
  • Owner Before Previous Owner: SCHUMAN DENA M
  • Owner Before Previous Owner 2: IUDICA DENA S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Christina School District
  • School Tax School District: TRS3
  • Census Tract: 002500

Zoning

  • Zoning: 26R-2

Geography

  • Assessors Map Reference: 26-033
  • District: 26
  • Parcel: 26-033.30-156
  • Block: 753
  • Lot: 40
  • Municipality: WILMINGTON CITY
  • Latitude: 39.7411
  • Longitude: -75.5764

    Address

  • Full Address: 1815 Oak St
  • Address - House Number: 1815
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: DE
  • City Name: Wilmington
  • Carrier Code: C029
  • 4-Digit Zip Code: 3856
  • Zip Code: 19805

Valuation

    Tax

  • Total Area: 1,775
  • Tax Year: 2023
  • Tax Amount: $1,761
  • Tax Rate Code Area: LC04;TRS3

    Appraisal Valuation

  • Standard Deviation: 0.2149
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 70
  • Final Value: 259,801
  • High Value: 315,649
  • Low Value: 203,953

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $186,558
  • First Open Lien Mortgage Lender: M & T BANK
  • First Open Lien Mortgage Recording Date: Jun 17, 2015
  • First Open Lien Mortgage Loan Amount: $186,558
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2045

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $49,000
  • Assessed Land Value: $9,300
  • Assessed Improvements Value: $39,700

    Sales

  • Current Sale Contract Date: Jun 16, 2015
  • Current Sale Recording Date: Jun 17, 2015
  • Current Sale Transaction ID: 1228741613
  • Current Sale Price: $190,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 20150617-0029769
  • Previous Sale Recording Date: Feb 03, 2009
  • Previous Sale Contract Date: Jan 30, 2009
  • Previous Sale Amount: $248,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: M & T BANK
  • First Mortgage Transaction Date: Jun 17, 2015
  • First Mortgage Loan Amount: $186,558
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: SOVEREIGN BANK
  • Previous Mortgage Transaction Date: Feb 03, 2009
  • Previous Mortgage Loan Amount: $210,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Feb 01, 2039

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Frequently Asked Questions

What neighborhood is 1815 Oak Street located in?
The 1815 Oak Street is a located in the neighborhood of Bayard Square in Bayard Square, Wilmington.
What is the average sales price for listings in 1815 Oak Street?
The average sales price for units in 1815 Oak Street is $0 currently.

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