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1815 Gardners Road

1815 Gardners Road, Mineral, VA 23117
Property in Louisa
Sold May 11, 2009
$150,000
$142,373 by Monarch Bank
Mortgage Due Jun 01, 2039
Local assessors in Mineral, VA have categorized 1815 Gardners Road as a residential type of property. The home was built in 1990 and is 34 years old. The property's lot size has been calculated to be 355,145 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1815 Gardners Road has a total of 960 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a building with no basement that is 288 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1815 Gardners Road sold most recently in Apr 10, 2009 for a total of $150,000. If you work out the math, that's approximately a cost of $156.25 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,595 in taxes each year. 1815 Gardners Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $233,200. If we break it down further, the land itself was valued at $57,800. Improvements to the property, however, were assessed at a total of $175,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Building with no basement
  • Basement Area: 288
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 355,145
  • Total Building Area: 960
  • Building Area: 960
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 960
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: CUB CREEK
  • Land Acres: 8.153
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CUB CREEK & COOKE PLAT 400/163 DB 1173/514 8.153 AC

Ownership

  • Current Owner : DAVIS WESLEY JASON
  • Previous Owner : MONAHAN ELIZABETH A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Louisa County Public Schools
  • Census Tract: 950102

Zoning

  • Zoning: A2

Geography

  • Assessors Map Reference: BK 400 PG 163
  • Account Number: 387
  • Parcel: 91 3
  • Municipality: CUCKOO
  • Latitude: 37.8672
  • Longitude: -77.8654

    Address

  • Full Address: 1815 Gardners Rd
  • Address - House Number: 1815
  • Address - Street Name: Gardners
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Mineral
  • Carrier Code: R002
  • 4-Digit Zip Code: 2906
  • Zip Code: 23117

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,595

    Appraisal Valuation

  • Standard Deviation: 0.2046
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 72
  • Final Value: 306,177
  • High Value: 368,847
  • Low Value: 243,507

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $142,373
  • First Open Lien Mortgage Lender: MONARCH BANK
  • First Open Lien Mortgage Recording Date: May 11, 2009
  • First Open Lien Mortgage Loan Amount: $142,373
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2039

    Market Valuation

  • Market Total Value: $233,200
  • Market Land Value: $57,800
  • Market Improvement Value: $175,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $233,200
  • Assessed Land Value: $57,800
  • Assessed Improvements Value: $175,400

    Sales

  • Current Sale Contract Date: Apr 10, 2009
  • Current Sale Recording Date: May 11, 2009
  • Current Sale Transaction ID: 1158033905
  • Current Sale Price: $150,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 09003619

    Last Sale Mortgage

  • First Mortgage Lender: MONARCH BANK
  • First Mortgage Transaction Date: May 11, 2009
  • First Mortgage Loan Amount: $142,373
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2039

About Louisa



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Frequently Asked Questions

What neighborhood is 1815 Gardners Road located in?
The 1815 Gardners Road is a located in the neighborhood of Louisa in Louisa, Mineral.
What is the average sales price for listings in 1815 Gardners Road?
The average sales price for units in 1815 Gardners Road is $0 currently.

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