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181 Chambers Street

181 Chambers Street, Spencerport, NY 14559
Property in Ogden
Sold Jun 14, 2019
$290,000
$174,000 by Esl Fcu
Mortgage Due Jul 01, 2049
181 Chambers Street has been categorized by the local assessors in Spencerport, NY as a residential type of property. The building on the property was first built in 1993 and is 31 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 181 Chambers Street has 2,104 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 210,395 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a contemporary style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 624 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Love to swim? You'll be excited to find out that there is a vinyl in-ground pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. The property was last sold in Jun 11, 2019 for $290,000. That's $137.83 per sqft. 181 Chambers Street was last assessed in 2023. The total value of the property was assessed at $280,000. Specifically, the land the property is located on was valued at $44,500. While improvements on the property were assessed at a total of $235,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $10,577. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1993
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Contemporary
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 624
  • Parking Space Count: 2
  • Porch Type: Covered porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 210,395
  • Lot Size Frontage Feet: 2,500
  • Total Building Area: 2,104
  • Building Area: 2,104
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,104
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 4.83
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TLOT 122 TWP3 RNG1 SCORSE SUB LOT1 L274 P16

Ownership

  • Current Owner : STEINMAN MICHAEL L
  • Current Owner 2: STEINMAN SAMANTHA
  • Previous Owner : SCORSE TERANCE W
  • Previous Owner 2: SCORSE MARGARET M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Spencerport Central School District
  • School Tax School District: SPENCERPORT
  • Census Tract: 014903

Zoning

  • Zoning: R-1

Geography

  • Account Number: COM-0009270
  • District: 263889
  • Section: 101.40
  • Parcel: 263889 101.04-4-8.2
  • Block: 4
  • Lot: 8.200
  • Municipality: OGDEN (TOV)
  • Latitude: 43.1635
  • Longitude: -77.8215

    Address

  • Full Address: 181 Chambers St
  • Address - House Number: 181
  • Address - Street Name: Chambers
  • Address - Suffix Type: St
  • State: NY
  • City Name: Spencerport
  • Carrier Code: R001
  • 4-Digit Zip Code: 9701
  • Zip Code: 14559

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,577
  • Tax Rate Code Area: 263801

    Appraisal Valuation

  • Standard Deviation: 0.1741
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 77
  • Final Value: 440,057
  • High Value: 516,697
  • Low Value: 363,417

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $174,000
  • First Open Lien Mortgage Lender: ESL FCU
  • First Open Lien Mortgage Recording Date: Jun 14, 2019
  • First Open Lien Mortgage Loan Amount: $174,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2049

    Market Valuation

  • Market Total Value: $405,800
  • Market Land Value: $64,493
  • Market Improvement Value: $341,307

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $280,000
  • Assessed Land Value: $44,500
  • Assessed Improvements Value: $235,500

    Exemptions

  • Veteran Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 11, 2019
  • Current Sale Recording Date: Jun 14, 2019
  • Current Sale Transaction ID: 11616420322
  • Current Sale Price: $290,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201906141131

    Last Sale Mortgage

  • First Mortgage Lender: ESL FCU
  • First Mortgage Transaction Date: Jun 14, 2019
  • First Mortgage Loan Amount: $174,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2049

About Monroe



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Frequently Asked Questions

What neighborhood is 181 Chambers Street located in?
The 181 Chambers Street is a located in the neighborhood of Ogden in Monroe, Spencerport.
What is the average sales price for listings in 181 Chambers Street?
The average sales price for units in 181 Chambers Street is $0 currently.

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