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1801 Cambridge Drive

1801 Cambridge Drive, Saint Charles, IL 60174
House in St. Charles
Sold Jun 25, 2020
$327,500
$265,000 by First State Mortgage Services
Mortgage Due Apr 01, 2051
Sold Dec 31, 2014
$220,000
$234,000 by Amerifirst Financial Corp
Mortgage Due Jan 01, 2045
1801 Cambridge Drive has been categorized by the local assessors in Saint Charles, IL as a residential type of property. The building on the property was first built in 1987 and is 37 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 1801 Cambridge Drive has 1,530 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 900 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 9,849 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 451 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a unknown. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of a combination of material. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in May 1, 2020 for $327,500. That's $214.05 per sqft. Prior to that sales transaction, the property was also sold in Dec 29, 2014 for $220,000. 1801 Cambridge Drive was last assessed in 2022. The total value of the property was assessed at $99,105. Specifically, the land the property is located on was valued at $33,203. While improvements on the property were assessed at a total of $65,902. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,527. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 900
  • Garage Type: Attached
  • Garage Square Area: 451
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,849
  • Total Building Area: 1,530
  • Gross Building Area: 1,530
  • Building Area: 1,530
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,530
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CAMBRIDGE
  • Land Acres: 0.226
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MAP AREA: 089-CAMBRIDGE

Ownership

  • Current Owner : MURPHY CHARLES J
  • Current Owner 2: MURPHY PATRICK C
  • Previous Owner : WATSON WALTER DAVID
  • Previous Owner 2: WATSON RANDI J
  • Owner Before Previous Owner: LANGMAN ROBERT E
  • Owner Before Previous Owner 2: WILL OF THOMAS C LAWLER
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852002

Geography

  • Parcel: 09-35-428-001
  • Lot: 232
  • Municipality: SAINT CHARLES
  • Latitude: 41.9032
  • Longitude: -88.2833

    Address

  • Full Address: 1801 Cambridge Dr
  • Address - House Number: 1801
  • Address - Street Name: Cambridge
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C017
  • 4-Digit Zip Code: 4671
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,527
  • Tax Rate Code Area: SC068

    Appraisal Valuation

  • Standard Deviation: 0.1513
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 81
  • Final Value: 387,233
  • High Value: 445,847
  • Low Value: 328,619

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $265,000
  • First Open Lien Mortgage Lender: FIRST STATE MORTGAGE SERVICES
  • First Open Lien Mortgage Recording Date: Apr 29, 2021
  • First Open Lien Mortgage Loan Amount: $265,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $297,434
  • Market Land Value: $99,649
  • Market Improvement Value: $197,785

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $99,105
  • Assessed Land Value: $33,203
  • Assessed Improvements Value: $65,902

    Sales

  • Current Sale Contract Date: May 01, 2020
  • Current Sale Recording Date: Jun 25, 2020
  • Current Sale Transaction ID: 11769562642
  • Current Sale Price: $327,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020K033598
  • Previous Sale Recording Date: Dec 31, 2014
  • Previous Sale Contract Date: Dec 29, 2014
  • Previous Sale Amount: $220,000
  • Previous Sale Document Type: Executor's Deed

    Previous Mortgages

  • Previous Mortgage Lender: AMERIFIRST FINANCIAL CORP
  • Previous Mortgage Transaction Date: Dec 31, 2014
  • Previous Mortgage Financing Type: Unknown
  • Previous Mortgage Loan Amount: $234,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2045

About St. Charles



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Nearby Rentals

Unit for rent at 103 S 4th Street, St. Charles, IL, 60174

$2,200 /mo

  • 2 Beds
  • 1 Bath
  • 1,100 ft²
103 S 4th Street #1, St. Charles, IL, 60174 Listing by Erin Davis

Frequently Asked Questions

What neighborhood is 1801 Cambridge Drive located in?
The 1801 Cambridge Drive is a house located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 1801 Cambridge Drive?
The average sales price for units in 1801 Cambridge Drive is $0 currently.

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