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18 Grenada Terrace

18 Grenada Terrace, Watervliet, NY 12189
Property in Colonie
Refi Feb 03, 2023
Transfer
$189,000 by Broadview Federal Credit Union
Mortgage Due Feb 01, 2053
18 Grenada Terrace has been categorized by the local assessors in Watervliet, NY as a residential type of property. The building on the property was first built in 1910 and is 114 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 18 Grenada Terrace has 1,081 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 5,227 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bungalow style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 576 sqft. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of D by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $3,282 in taxes each year. 18 Grenada Terrace was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $74,000. If we break it down further, the land itself was valued at $18,500. Improvements to the property, however, were assessed at a total of $55,500. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1910
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Bungalow
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 576
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 5,227
  • Total Building Area: 1,081
  • Building Area: 1,081
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,081
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SUNNYSIDE SUBDIVISION ONE
  • Land Acres: 0.12
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LF EST MALINOSKI F & R N-20 E-GRENADA TERR C-50-24

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: North Colonie Central School District
  • School Tax School District: NORTH COLONIE
  • Census Tract: 013604

Zoning

  • Zoning: 04 - FARM

Geography

  • Account Number: 04400600020410000000
  • District: 012689
  • Section: 44.06
  • Parcel: 012689 44.6-2-41
  • Block: 2
  • Lot: 41.000
  • Municipality: COLONIE (TOV)
  • Latitude: 42.7166
  • Longitude: -73.7202

    Address

  • Full Address: 18 Grenada Ter
  • Address - House Number: 18
  • Address - Street Name: Grenada
  • Address - Suffix Type: Ter
  • State: NY
  • City Name: Watervliet
  • Carrier Code: C008
  • 4-Digit Zip Code: 3406
  • Zip Code: 12189

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,282
  • Tax Rate Code Area: 012605

    Appraisal Valuation

  • Standard Deviation: 0.1105
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 88
  • Final Value: 223,733
  • High Value: 248,471
  • Low Value: 198,995

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $189,000
  • First Open Lien Mortgage Lender: BROADVIEW FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Feb 03, 2023
  • First Open Lien Mortgage Loan Amount: $189,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2053

    Market Valuation

  • Market Total Value: $145,100
  • Market Land Value: $36,275
  • Market Improvement Value: $108,825

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $74,000
  • Assessed Land Value: $18,500
  • Assessed Improvements Value: $55,500

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Frequently Asked Questions

What neighborhood is 18 Grenada Terrace located in?
The 18 Grenada Terrace is a located in the neighborhood of Colonie in Albany, Watervliet.
What is the average sales price for listings in 18 Grenada Terrace?
The average sales price for units in 18 Grenada Terrace is $0 currently.

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