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178 North Main Street

178 North Main Street, Mount Holly, NC 28120
Property in Gaston
Sold Feb 14, 2020
$145,000
$112,000 by Belmont Savings Bank
Mortgage Due Jun 01, 2052
Sold Jan 28, 1983
Transfer
Local assessors in Mount Holly, NC have categorized 178 North Main Street as a residential type of property. The home was built in 1926 and is 98 years old. The property's lot size has been calculated to be 16,988 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 178 North Main Street has a total of 1,496 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable or hip style roof that was made of shingle (not wood). Lots of brick veneer were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 178 North Main Street was last sold in Feb 14, 2020 for $145,000. According to our calculations, that's $96.93 per sqft. Current property owners are expected to pay $3,137 in taxes per year. The property on 178 North Main Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $304,870. To break that down further, the land itself was valued at $19,000. While improvements to the property were assessed at a total of $285,870. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1926
  • Effective Year Built: 1926
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: C+
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 16,988
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,496
  • Building Area: 1,496
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,496
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.39
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: 03 009 064 00 000

Ownership

  • Current Owner : WILLIAMS SHANNON D
  • Previous Owner : FRIEDL PAMELA L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: MOUNT HOLLY CIT
  • Census Tract: 031101

Zoning

  • Zoning: R1H

Geography

  • Assessors Map Reference: MB 3 MAP 9
  • District: MOUNT HOLLY
  • Parcel: 123589
  • Municipality: MOUNT HOLLY CITY
  • Latitude: 35.3005
  • Longitude: -81.0159

    Address

  • Full Address: 178 N Main St
  • Address - House Number: 178
  • Street Direction: N
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: NC
  • City Name: Mount Holly
  • Carrier Code: C001
  • 4-Digit Zip Code: 1768
  • Zip Code: 28120

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,137

    Appraisal Valuation

  • Standard Deviation: 0.2501
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 64
  • Final Value: 264,011
  • High Value: 330,059
  • Low Value: 197,964

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $112,000
  • First Open Lien Mortgage Lender: BELMONT SAVINGS BANK
  • First Open Lien Mortgage Recording Date: May 06, 2022
  • First Open Lien Mortgage Loan Amount: $112,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2052

    Market Valuation

  • Market Total Value: $119,210
  • Market Land Value: $34,750
  • Market Improvement Value: $84,460

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $304,870
  • Assessed Land Value: $19,000
  • Assessed Improvements Value: $285,870

    Sales

  • Current Sale Contract Date: Feb 14, 2020
  • Current Sale Recording Date: Feb 14, 2020
  • Current Sale Transaction ID: 11738358205
  • Current Sale Price: $145,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jan 28, 1983
  • Previous Sale Contract Date: Jan 28, 1983
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BELMONT SAVINGS BANK SSB
  • First Mortgage Transaction Date: Feb 14, 2020
  • First Mortgage Loan Amount: $91,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • First Mortgage Loan Due Date: Mar 01, 2050

About Mount Holly



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Frequently Asked Questions

What neighborhood is 178 North Main Street located in?
The 178 North Main Street is a located in the neighborhood of Gaston in Mount Holly, Mount Holly.
What is the average sales price for listings in 178 North Main Street?
The average sales price for units in 178 North Main Street is $0 currently.

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