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1775 Sterling Oaks Lane

1775 Sterling Oaks Lane, Chattanooga, TN 37421
Sold Apr 17, 2014
$189,900
$180,405 by Platinum Mortgage Inc
Mortgage Due May 01, 2044
Sold Mar 22, 2006
$155,000
$100,000 by Gateway Bank & Trust
Mortgage Due Mar 17, 2007
1775 Sterling Oaks Lane has been categorized by the local assessors in Chattanooga, TN as a residential type of property. The building on the property was first built in 2006 and is 18 years old. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1775 Sterling Oaks Lane has 1,625 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 970 ft and across the front of the lot is 801 ft. The area measurement of the land has been determined as 43,560 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. From what we've gathered, the quality of these control joints have been graded with a letter grade of C- by the local assessor. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of unknown. In terms of heating, it is utilizing a central heating system. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Apr 16, 2014 for $189,900. That's $116.86 per sqft. Prior to that sales transaction, the property was also sold in Mar 17, 2006 for $155,000. 1775 Sterling Oaks Lane was last assessed in 2023. The total value of the property was assessed at $61,025. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,365. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: C-
  • Building Style: Ranch/Rambler
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 970
  • Lot Size Frontage Feet: 801
  • Total Building Area: 1,625
  • Building Area: 1,625
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,625
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: STERLING OAKS
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 3 STERLING OAKS PB81 PG178 OUT O F 159J-F-6 FOR 2006

Ownership

  • Current Owner : HOWARD CHRISTOPHER B
  • Previous Owner : WALKER JEREMY
  • Previous Owner 2: WALKER SARAH
  • Owner Before Previous Owner: NEXT GENERATION DEVELOPERS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011321

Geography

  • Assessors Map Reference: MB 81 PG 178
  • Account Number: 0000156245
  • District: 1
  • Parcel: 159J F 006.03
  • Lot: 3
  • Municipality: CHATTANOOGA
  • Latitude: 35.0126
  • Longitude: -85.1373

    Address

  • Full Address: 1775 Sterling Oaks Ln
  • Address - House Number: 1775
  • Address - Street Name: Sterling Oaks
  • Address - Suffix Type: Ln
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C047
  • 4-Digit Zip Code: 3469
  • Zip Code: 37421

Valuation

    Tax

  • Total Area: 1,928
  • Tax Year: 2023
  • Tax Amount: $1,365

    Appraisal Valuation

  • Standard Deviation: 0.2434
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 65
  • Final Value: 387,261
  • High Value: 481,521
  • Low Value: 293,000

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $322,728
  • First Open Lien Mortgage Lender: PLATINUM MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Apr 17, 2014
  • First Open Lien Mortgage Loan Amount: $180,405
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2044
  • Second Open Lien Mortgage Lender: ALLY BANK
  • Second Open Lien Mortgage Recording Date: Mar 10, 2021
  • Second Open Lien Mortgage Loan Amount: $142,323
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Market Valuation

  • Market Total Value: $244,100
  • Market Land Value: $45,000
  • Market Improvement Value: $199,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $61,025

    Sales

  • Current Sale Contract Date: Apr 16, 2014
  • Current Sale Recording Date: Apr 17, 2014
  • Current Sale Transaction ID: 1105580413
  • Current Sale Price: $189,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2014041700236
  • Previous Sale Recording Date: Mar 22, 2006
  • Previous Sale Contract Date: Mar 17, 2006
  • Previous Sale Amount: $155,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PLATINUM MORTGAGE INC
  • First Mortgage Transaction Date: Apr 17, 2014
  • First Mortgage Loan Amount: $180,405
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: GATEWAY BANK & TRUST
  • Previous Mortgage Transaction Date: Mar 22, 2006
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $100,000
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Mar 17, 2007

About Hickory Valley - Hamilton Place



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Frequently Asked Questions

What neighborhood is 1775 Sterling Oaks Lane located in?
The 1775 Sterling Oaks Lane is a located in the neighborhood of Hickory Valley - Hamilton Place in Hickory Valley - Hamilton Place, Chattanooga.
What is the average sales price for listings in 1775 Sterling Oaks Lane?
The average sales price for units in 1775 Sterling Oaks Lane is $0 currently.

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