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1728 South Wisteria Drive

1728 South Wisteria Drive, Saint Charles, MO 63303
Property in Saint Charles
Sold Nov 25, 2019
$164,200
$162,011 by Das Acquisition
Mortgage Due Dec 01, 2049
Sold Jun 20, 2017
$85,300
$68,233 by Bank Of America Na
Mortgage Due Apr 01, 2032
1728 South Wisteria Drive has been categorized by the local assessors in Saint Charles, MO as a residential type of property. The building on the property was first built in 1984 and is 40 years old. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 1728 South Wisteria Drive has 1,290 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 611 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bi-level style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 600 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of asphalt. The exterior walls of the building are made of masonry. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. The property was last sold in Nov 8, 2019 for $164,200. That's $86.88 per sqft. Prior to that sales transaction, the property was also sold in Mar 14, 2017 for $85,300. 1728 South Wisteria Drive was last assessed in 2023. The total value of the property was assessed at $37,133. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,016. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1984
  • Effective Year Built: 1984
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Bi-level
  • Exterior Walls Type: Masonry
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 600
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 611
  • Total Building Area: 1,890
  • Gross Building Area: 1,890
  • Building Area: 1,290
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,290
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: SHERMAN PK CONDOS #3
  • Land Acres: 0.014
  • Standard Land Use Code: Condominium unit (residential)
  • County Land Use Code: Utilities (right-of-way only)
  • Legal Description 1: SHERMAN PK CONDO #3 BLDG13 UNIT 1 AMEND PLATS 1&2

Ownership

  • Current Owner : MCARTHUR FREDERICK C
  • Previous Owner : GIBSON JAMES
  • Previous Owner 2: GIBSON MARYLIN
  • Owner Before Previous Owner: GIBSON JAMES
  • Owner Before Previous Owner 2: GIBSON MARILYA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311004

Geography

  • Account Number: A850000443
  • District: 200
  • Parcel: 3-0003-5735-13-0001.0000000
  • Lot: 1
  • Municipality: UNINCORPORATED
  • Latitude: 38.7702
  • Longitude: -90.5147

    Address

  • Full Address: 1728 S Wisteria Dr
  • Address - House Number: 1728
  • Street Direction: S
  • Address - Street Name: Wisteria
  • Address - Suffix Type: Dr
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C073
  • 4-Digit Zip Code: 3818
  • Zip Code: 63303

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,016
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.2031
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 72
  • Final Value: 230,513
  • High Value: 277,348
  • Low Value: 183,679

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $181,099
  • First Open Lien Mortgage Lender: DAS ACQUISITION
  • First Open Lien Mortgage Recording Date: Nov 25, 2019
  • First Open Lien Mortgage Loan Amount: $162,011
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Jan 26, 2022
  • Second Open Lien Mortgage Loan Amount: $19,088
  • Second Open Lien Mortgage Term: 340
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2049

    Market Valuation

  • Market Total Value: $195,436
  • Market Improvement Value: $195,436

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $37,133

    Sales

  • Current Sale Contract Date: Nov 08, 2019
  • Current Sale Recording Date: Nov 25, 2019
  • Current Sale Transaction ID: 11705087390
  • Current Sale Price: $164,200
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20191125000676180
  • Previous Sale Recording Date: Jun 20, 2017
  • Previous Sale Contract Date: Mar 14, 2017
  • Previous Sale Amount: $85,300
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: DAS ACQUISITION
  • First Mortgage Transaction Date: Nov 25, 2019
  • First Mortgage Loan Amount: $162,011
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Jun 20, 2017
  • Previous Mortgage Loan Amount: $68,233
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2032

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Frequently Asked Questions

What neighborhood is 1728 South Wisteria Drive located in?
The 1728 South Wisteria Drive is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 1728 South Wisteria Drive?
The average sales price for units in 1728 South Wisteria Drive is $0 currently.

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