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163 North Madison Street

163 North Madison Street, Oswego, IL 60543
Property in Oswego
Sold Jul 01, 2021
$245,000
$240,562 by Loandepot.com Llc
Mortgage Due Jul 01, 2051
Sold May 07, 2012
$110,000
$99,899 by Compass Mortgage Inc
Mortgage Due May 01, 2042
This has been categorized as a residential property type. It is a single story home. 163 North Madison Street has 1,400 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,400 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 660 ft and the linear feet between the front and back of the lot is 1,400. In total, the area measurement of the land is 12,390 square feet.

Learn more about the property and building on this page. For those who need parking, there is a attached garage. There is one available parking space. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 163 North Madison Street was last sold in May 28, 2021 for $245,000. According to our calculations, that's $175.00 per sqft. Prior to that sales transaction, the property was sold for $110,000 in Apr 26, 2012. Current property owners are expected to pay $4,910 in taxes per year. The property on 163 North Madison Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $60,375. To break that down further, the land itself was valued at $13,302. While improvements to the property were assessed at a total of $47,073. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Building Count: 1
  • Bedroom Count: 0
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,400
  • Garage Type: Attached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 12,390
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 660
  • Total Building Area: 1,400
  • Gross Building Area: 1,400
  • Building Area: 1,400
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,400
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LOUCKS ADD
  • Land Acres: 0.284
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: NE 1/2 E 1/2 LT 6 BLK 2 LOUCKS ADD TO PARKS ADD VILLAGE OF OSWEGO

Ownership

  • Current Owner : JIMENEZ SELENE
  • Current Owner 2: AMARO ESTEBAN
  • Previous Owner : HAUERT BENJAMIN S
  • Previous Owner 2: HAUERT REBECCA
  • Owner Before Previous Owner: SKIPPER BILLY J
  • Owner Before Previous Owner 2: SKIPPER SHARON KAY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Oswego Community Unit School District 308
  • Census Tract: 890302

Geography

  • Assessors Map Reference: 3263-C3
  • Parcel: 03-17-179-006
  • Block: 2
  • Lot: 6
  • Municipality: OSWEGO TOWNSHIP
  • Latitude: 41.6885
  • Longitude: -88.3489

    Address

  • Full Address: 163 N Madison St
  • Address - House Number: 163
  • Street Direction: N
  • Address - Street Name: Madison
  • Address - Suffix Type: St
  • State: IL
  • City Name: Oswego
  • Carrier Code: R006
  • 4-Digit Zip Code: 9471
  • Zip Code: 60543

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,910
  • Tax Rate Code Area: OS007

    Appraisal Valuation

  • Standard Deviation: 0.1461
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 82
  • Final Value: 273,111
  • High Value: 313,039
  • Low Value: 233,183

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $250,562
  • First Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • First Open Lien Mortgage Recording Date: Jul 01, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $240,562
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051
  • Second Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • Second Open Lien Mortgage Recording Date: Jul 01, 2021
  • Second Open Lien Mortgage Loan Amount: $10,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $181,125
  • Market Land Value: $39,906
  • Market Improvement Value: $141,219

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $60,375
  • Assessed Land Value: $13,302
  • Assessed Improvements Value: $47,073

    Sales

  • Current Sale Contract Date: May 28, 2021
  • Current Sale Recording Date: Jul 01, 2021
  • Current Sale Transaction ID: 11841555692
  • Current Sale Price: $245,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202100016802
  • Previous Sale Recording Date: May 07, 2012
  • Previous Sale Contract Date: Apr 26, 2012
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LOANDEPOT.COM LLC
  • First Mortgage Transaction Date: Jul 01, 2021
  • First Mortgage Loan Amount: $240,562
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: COMPASS MORTGAGE INC
  • Previous Mortgage Transaction Date: May 07, 2012
  • Previous Mortgage Loan Amount: $99,899
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2042

About Oswego



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Frequently Asked Questions

What neighborhood is 163 North Madison Street located in?
The 163 North Madison Street is a located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 163 North Madison Street?
The average sales price for units in 163 North Madison Street is $0 currently.

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